- Internet Banking
Other services
Internet Banking
- Find us
- Contact us
Rates of interest are subject to change but are correct as at 15th June 2013.
Signature Savings Account
Instant Savings
Savings Account Plus
Jumpstart Savers Account
Headstart Savers Account
Child Savings Bond
40 Day Notice Account
Regular Home Saver Account
Cash ISA - Instant Access
Cash ISA - 40 Day Notice
Accounts no longer available to new investors
| Personal Savings Products | Previous Gross* Rate (%) |
Previous AER+ (%) |
Previous Net** Rate (%) |
Current Gross* Rate (%) |
Current AER+ (%) |
Net** Rate (%) |
|---|---|---|---|---|---|---|
| Signature Savings Account | ||||||
| £100,000 and over |
1.50
|
0.82
|
1.20
|
0.75
|
0.75
|
0.60
|
| £50,000 - £99,999 |
1.30
|
0.61
|
1.04
|
0.55
|
0.55
|
0.44
|
| £25,000 - £49,999 |
1.10
|
0.41
|
0.88
|
0.35
|
0.35
|
0.28
|
| £0 - £24,999 |
1.00
|
0.31
|
0.80
|
0.25
|
0.25
|
0.20
|
| Instant Savings | ||||||
| £100,000 and over |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £50,000 - £99,999 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £25,000 - £49,999 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £10,000 - £24,999 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £5,000 - £9,999 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £250 - £4,999 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| £0 - £249 |
0.25
|
0.25
|
0.20
|
0.10
|
0.10
|
0.08
|
| Savings Account Plus | ||||||
| £1 and over |
0.50
|
0.50
|
0.40
|
0.10
|
0.10
|
0.08
|
| Jumpstart Savers Account | ||||||
| £1,000 and over | n/a | n/a | n/a | 0.55 | 0.55 | 0.44 |
| £500 - £999 | n/a | n/a | n/a | 0.50 | 0.50 | 0.40 |
| £250 - £499 | n/a | n/a | n/a | 0.25 | 0.25 | 0.20 |
| £1 - £249 | n/a | n/a | n/a | 0.10 | 0.10 | 0.08 |
| Headstart Savers Account (95 day notice account) | ||||||
| £1 and over | 2.50 | 1.93 | 2.00 | 2.50 | 1.85 | 2.00 |
| The gross interest rate payable is 1% above the Bank of England base rate, which is currently 0.50% The gross interest figure includes a 1% bonus which is available until the 30th September 2013 | ||||||
| Child Savings Bond (only available for maturing customers) | ||||||
| £50 - £250,000 |
2.70
|
2.70
|
2.16
|
2.50
|
2.50
|
2.00
|
| 40 Day Notice Account | ||||||
| £1,000,000 and over |
1.35
|
0.90
|
1.08
|
0.85
|
0.85
|
0.68
|
| £100,000 - £999,999 |
1.10
|
0.64
|
0.88
|
0.60
|
0.60
|
0.48
|
| £0 - £99,999 |
0.75
|
0.29
|
0.60
|
0.25
|
0.25
|
0.20
|
| Regular Home Saver Account | ||||||
| £1 and over |
N/A
|
N/A
|
N/A
|
0.50
|
0.50
|
0.40
|
| The gross interest rate payable is linked to the Bank of England base rate. The rates will be changed on the first business day following any Bank of England base rate change. | ||||||
| Personal Savings Products |
Previous Tax Free Rate++ (%p.a) |
Previous AER%+ |
Current Tax Free Rate++ (%p.a) |
Current AER%+ |
|---|---|---|---|---|
| Cash ISA - Instant Access | ||||
| £24,000 and over |
2.00
|
2.00
|
1.60
|
1.60
|
| £15,000 and £23,999 |
1.75
|
1.75
|
1.40
|
1.40
|
| £12,000 - £14,999 |
1.55
|
1.55
|
1.25
|
1.25
|
| £9,000 - £11,999 |
1.35
|
1.35
|
1.00
|
1.00
|
| £6,000 - £8,999 |
1.15
|
1.15
|
0.75
|
0.75
|
| £3,000 - £5,999 |
0.95
|
0.95
|
0.50
|
0.50
|
| £1,000 - £2,999 |
0.75
|
0.75
|
0.40
|
0.40
|
| £0 - £999 |
0.75
|
0.75
|
0.40
|
0.40
|
| Cash ISA - 40 Day Notice | ||||
| £24,000 and over | - | - |
2.50
|
2.50
|
| £9,000and £23,999 | 1.90 | 1.90 |
2.00
|
2.00
|
| £0 - £8,999 | 1.40 | 1.40 |
1.50
|
1.50
|
| Personal Savings Products | Previous Gross Rate (%) |
Previous AER+ | Previous Net Rate (%) |
Current Gross Rate (%) |
Current AER+ (%) |
Current Net Rate (%) |
|---|---|---|---|---|---|---|
| Passbook Account | ||||||
| £25,000 and over |
0.35
|
0.35
|
0.28
|
0.35
|
0.35
|
0.28
|
| £10,000 - £24,999 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £5,000 - £9,999 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £2,500 - £4,999 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £500 - £2,499 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £250 - £499 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £50 - £249 |
0.10
|
0.10
|
0.08
|
0.10
|
0.10
|
0.08
|
| £1 - £49 |
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
0.00
|
| Cybersave | ||||||
| £1,000 and over | 1.00 | 1.00 | 0.80 | 0.50 | 0.50 | 0.40 |
| £500 - £999 | 0.95 | 0.95 | 0.76 | 0.45 | 0.45 | 0.36 |
| £250 - £499 | 0.70 | 0.70 | 0.56 | 0.20 | 0.20 | 0.16 |
| £100 - £249 | 0.65 | 0.65 | 0.52 | 0.15 | 0.15 | 0.12 |
| £1 - £99 | 0.60 | 0.60 | 0.48 | 0.10 | 0.10 | 0.08 |
| Personal Savings Products | Gross Rate (%) |
Net of Lower Rate Tax (%) |
AER (%) |
|---|---|---|---|
| 3 Year Step Up Bond | |||
| Year 1 |
3.25
|
2.60
|
3.25
|
| Year 2 |
4.00
|
3.20
|
4.00
|
| Year 3 |
5.20
|
4.16
|
5.20
|
| Tax Free Rate++ (%p.a.) |
AER%+ | |
|---|---|---|
| Cash ISA Fixed Rate Bond | ||
| Issue 3 (Maturity date 31st March 2015) | 5.00 | 5.00 |
| Issue 6 (Maturity date 30th November 2015) | 4.25 | 4.25 |
| Issue 9 (Maturity date 29th April 2016) | 4.25 | 4.25 |
| Issue 11 (Maturity date 29th April 2016) | 4.50 | 4.50 |
| Issue 13 (Maturity date 31st October 2013) | 4.00 | 4.00 |
| Issue 14 (Maturity date 29th January 2016) | 4.40 | 4.40 |
| Issue 15 (Maturity date 30th May 2014) | 3.60 | 3.60 |
| Issue 16 (Maturity date 31st May 2017) | 4.25 | 4.25 |
| Issue 18 (Maturity date 31st October 2013) | 3.00 | 3.00 |
| Issue 19 (Maturity date 25th April 2014) | 1.75 | 1.75 |
| Issue 20 (Maturity date 27th May 2016) | 2.20 | 2.20 |
Definitions
+AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
**Net Rate. Net Rate is the Gross Rate less income tax at the basic rate (currently 20%). Tax at this rate will be deducted from accounts subject to tax at the time interest is paid. Non-taxpayers may register for payment of interest gross. Tax paid may be reclaimed, where appropriate, from HM Revenue and Customs. Higher rate taxpayers may be liable to additional taxation according to their individual circumstances.
++Tax Free - is the rate payable when income is exempt from Income Tax.
*Gross Rate. Gross Rate interest is the interest payable without taking account of the deduction of income tax. For most customers tax will be deducted at the basic rate prevailing at the time of payment (currently 20%).
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.
Copyright National Australia Group Europe Limited