Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Rates and charges for our savings accounts

Rates of interest are subject to change but are correct as at 1st December 2016.

B Savings Account
Signature Savings Account
Instant Savings
Savings Account Plus
Jumpstart Savers Account
Headstart Savers Account
40 Day Notice Account
Help To Buy: ISA
Flexi Cash ISA
Offsale accounts

Personal savings products Current gross*
rate
(%)
Current
AER+(%)
B Savings Account
On all balances
0.75
0.75
Signature Savings Account
£100,000 and over
0.25
0.25
£50,000 - £99,999
0.15
0.15
£25,000 - £49,999
0.05
0.05
£0 - £24,999
0.05
0.05
Instant Savings
£100,000 and over
0.01
0.01
£50,000 - £99,999
0.01
0.01
£25,000 - £49,999
0.01
0.01
£10,000 - £24,999
0.01
0.01
£5,000 - £9,999
0.01
0.01
£250 - £4,999
0.01
0.01
£0 - £249
0.01
0.01
Savings Account Plus
£1 and over
0.01
0.01
Jumpstart Savers Account
£1,000 and over 0.50 0.50
£500 - £999 0.45 0.45
£250 - £499 0.20 0.20
£1 - £249 0.10 0.10
Headstart Savers Account (95 day notice account)
£1 and over 1.25 1.26
The gross interest rate payable is 1% above the Bank of England base rate.
40 Day Notice Account
£1,000,000 and over
0.50
0.50
£100,000 - £999,999
0.35
0.35
£0 - £99,999
0.10
0.10
Personal savings
products
Current tax free++
rate (%p.a)
Current
AER%+
Help To Buy: ISA
£1 and over
1.50
1.50
Flexi Cash ISA
£30,000 and over
0.50
0.50
£15,000 - £29,999
0.40
0.40
£1 - £14,999
0.20
0.20

Offsale accounts

Personal savings products Current gross*
rate
(%)
Current
AER+(%)
Passbook Account
£25,000 and over
0.35
0.35
£10,000 - £24,999
0.10
0.10
£5,000 - £9,999
0.10
0.10
£2,500 - £4,999
0.10
0.10
£500 - £2,499
0.10
0.10
£250 - £499
0.10
0.10
£50 - £249
0.10
0.10
£1 - £49
0.00
0.00
Cybersave
£1,000 and over 0.50 0.50
£500 - £999 0.45 0.45
£250 - £499 0.20 0.20
£100 - £249 0.10 0.10
£1 - £99 0.10 0.10
Regular Home Saver Account
£1 and over
0.25
0.25
Child Savings Bond (only available for maturing customers)
£50 - £250,000
1.50
1.50
Cash ISA - Instant Access
£30,000 and over
0.50
0.50
£15,000 - £29,999
0.40
0.40
£0 - £14,999
0.20
0.20
Cash ISA - 40 Day Notice
£30,000 and over
1.25
1.25
£15,000 - £29,999
1.00
1.00
£1 - £14,999
0.50
0.50
Offsale Cash ISA fixed rate bonds Tax free++
rate (%p.a.)
AER%+
Issue 16 (maturity date 31st May 2017) 4.25 4.25
Issue 25 (maturity date 31st October 2017) 2.45 2.45
Issue 27 (maturity date 28th April 2017) 2.10 2.10
Issue 28 (maturity date 29th May 2020) Available to maturing Issue 3 customers only 2.70 2.70
Issue 31 (maturity date 30th November 2018) Available to maturing Issue 6,21 & 26 customers 2.20 2.20
Issue 32 (maturity date 30th April 2021) Available to maturing Issue 9, 11, 20, 24 & 29 customers only 2.20 2.20
Issue 33 (maturity date 28th April 2017) 1.10 1.10
Issue 34 (maturity date 31st May 2019) Available to maturing Issue 20 & 24 customers only 1.75 1.75
Issue 35 (maturity date 31st May 2018) 1.50 1.50
Issue 36 (maturity date 31st October 2017) 1.35 1.35
Issue 37 (maturity date 31st October 2017) 0.80 0.80

Definitions

*Gross rate. Gross rate interest is the interest payable without taking account of any tax payable. From 6th April 2016 we will no longer deduct tax from the interest earned on your savings, following the introduction of a Personal Savings Allowance. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due yourself directly to HM Revenue and Customs. If you would like to read more about your Personal Savings Allowance, please visit the Government website www.gov.uk.

+AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

++Tax Free - is the rate payable when income is exempt from Income Tax.