Applicants must be 18 or over. All loans are subject to status. Security is required.
Your home may be repossessed if you do not keep up repayments on your mortgage
Your home is where your heart is, so it’s important to make sure that you live where you love. It’s where your family thrives, so it has to be just right. Moving home or finding a brand new one is an experience that should be enjoyed rather than endured.
Changes to our standard variable rates
Following the reduction to the Bank of England base rate on Thursday 4th August we are pleased to announce changes to our Standard Variable Rate, Offset Variable Rate and Offset Variable Investment Housing Loan rate.
The following rates will be reduced from 1st of September 2016:
For customers on Standard Variable Rate (SVR) or Offset Variable Rate (OVR) mortgages we will reduce the rates from 4.95% to 4.70%.
For customers on Offset Variable Investment Housing Rate (OVIHL) mortgages we will amend the rate from 5.35% to 5.10%.
If your mortgage is linked to one of these rates you don’t need to do anything at this time. We will write to you following your planned payment in September to confirm how and when the interest rate change will affect your mortgage and payment. Please note that your mortgage payment will change automatically if you pay by Direct Debit. If you pay by standing order we will provide details of any further action you may need to take.