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Mortgage Calculator

Find out how much you could borrow and how much you’ll pay back every month

Our Mortgage Calculator gives you an idea how much you may be able to borrow, and what monthly amount you’ll have to pay back. All you need to do is input your salary, then we’ll estimate how much you could possibly borrow. From there, we’ll show you what the repayments may be every month.

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  • Annual salary

    Now find out which Mortgage you may be eligible for.

    Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount.

    Your home may be repossessed if you do not keep up repayments on your mortgage

  • Choose a mortgage from these suitable options:

    Next steps:

    Our mortgage calculator give you an indication of monthly mortgage repayments. If you'd like to discuss you individual circumstances or obtain a personalised illustration, please contact us.

    Enquire online

    Or call us on 0800 023 2201

    Your home may be repossessed if you do not keep up repayments on your mortgage

Our Mortgage Calculators can give you an idea of the amount you can borrow, based on your salary. Just input your details above – for either a joint or single salary – to find out how much you might be able to borrow.

It’s worth keeping in mind that that this is an estimate of what we might be able to lend you. The final sum takes some other factors into consideration too. Along with your salary, this will be things like the amount you can actually pay back after your outgoings are added, plus your credit rating.

When you know roughly what you can borrow, you can use our repayments calculator to work out how much you’ll have to pay back every month. For this, you’ll need to include a few pieces of information – like your situation, the type of mortgage you’d prefer, the price of the property and how much of a deposit you’re thinking about.

Please just be aware that when you use the repayments calculator, the price of the property, minus the amount of deposit shouldn’t be any more than the amount you’re borrowing.

Finally, don’t forget that when it comes to the amount you’ll have to repay each month, work out your monthly outgoings to make sure you have enough left for the month.

Ready to apply?

Found a product you're interested in? Arrange a branch or phone appointment with one of our mortgage advisors.

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0800 023 2201

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Complete our online form and we'll call you back to discuss your enquiry.

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Need more information

Our advisors are on hand to help with your mortgage queries.

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Or call us on:
0800 023 2201

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