We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Award-winning personal loans

Personal loans and car loans for new and existing customers

  • Get an instant decision when you apply
  • Borrow between £1,000 and £25,000
  • Loan repayment terms from 1 to 5 years*
  • Stay in control with a fixed rate
  • Early repayment options available**
  • Rates available online, in branch and via telephone

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

Started an application?

Retrieve an application you've started

Retrieve application
Loan calculator

Quick quote

Find out how much you can borrow and how much it will cost with our online loan calculator.

Loan calculator

Your questions answered


Have a look at some of the questions we're asked most often about personal loans.


Car loans

Car loans

A nippy city car or a classic sports model - we'll help you afford your next car.

Find out more

Important information

You must be either a new customer, aged 23-74 with a minimum annual income of £15,000, or an existing customer of the bank aged 18 or over.

* Loans may be granted for periods of up to 84 months if: i) if you apply in branch or by telephone, the loan amount is greater than or equal to £7,500 or if the loan is greater than or equal to £15,000; and ii) if the purpose of the loan is to repay an existing Clydesdale Bank loan, the additional amount borrowed is of greater value than the existing loan that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.

You are here: Personal Banking > Loans