Skip to content

Home Insurance

Get a home insurance quote today and you
could win up to £1,000 in Love2shop vouchers

Once you have received your quote online, call 0800 197 1612 to
register your quote reference number and you will be sent a
scratchcard. You could win £10, £20, £50, £100 or even £1,000 in
vouchers to spend at 20,000 high street stores in the UK.

Terms and conditions apply (PDF, opens in new window)
Limited offer

Get a quote and apply online

Home Insurance to suit your home and lifestyle.

Choose from a range of extra options that gives you the choice and flexibility to build the right level of cover to protect your home, possessions and lifestyle.

How it works:

Choose the core cover required.

  1. Core Buildings - covered up to £400,000 as standard
  2. Core Contents - covered up to £50,000 as standard
  3. Or Both - Combine Core Buildings & Contents for maximum protection.

Then choose the extra cover options to suit your home and lifestyle:-

  • Technology and Entertainment* - Electrical items like TVs, cameras and computers are covered against accidental damage and loss, both inside and outside your home.
  • Accidental Damage - You can add accidental damage cover to your core cover. And because this doesn't include items covered by other packages you won't pay to insure the same things twice.
  • Personal Items* - From your glasses to cash or your pedal cycle, make sure you have enough cover for all your personal items whether you're at home or out and about. 
  • Garden* - Protect your plants, garden, furniture, lawns and tools. You can even have your garden re-landscaped should emergency services ever damage it.
  • Home Emergency - 24/7 Home Emergency assistance, help and advice which includes cover for loss of heating, emergency roof repairs and securing broken windows or doors.
  • Legal Expenses - Access to a wide range of legal solutions, including professional mediation and consumer protection.

*Optional cover not available if you purchase core buildings only

Choose the core cover required:

1. Core Buildings Only.

Cover for the buildings of your home and other permanent structures on your land such as garages and outbuildings,drives,walls,fences and gates against damage by fire, flood,subsidence and other similar causes.

Key Benefits Limits Summary of key benefits
Standard Sum Insured £400,000 Cover is automatically provided up to £400,000 to rebuild your Home.
Alternative Accommodation Up to £40,000 Provides accommodation for your family and any pets living with you following damage to your home that makes it uninhabitable.
Locks and Keys Up to £750 Accidental damage or loss of keys to the outside of doors, safes or alarms.

2. Core Contents Only.

Cover for contents in your home against loss or damage by fire, flood,storm,theft,escape of water and other similar causes.

Key Benefits Limits Summary of key benefits
Standard Sum Insured £50,000 Cover is automatically provided up to £50,000 to replace Contents.
Alternative Accommodation Up to £10,000 If your Home is uninhabitable as a result of damage to your Contents, we will pay the reasonable additional cost of similar short-term accommodation for your family and also for any pets living with you.
High Risk Items within the Home Up to £7,500 High Risk Items are items often stolen by burglars and are automatically covered for up to a total of £7,500, with any one item up to a total of £1,500.

3. Or both

Combine Core Building only and Core Contents only to provide the best cover for your home and belongings.

Once you’ve chosen your core covers then add the extra cover options that you need from our list below.

Technology & Entertainment *

Protect electrical items like TV’s, cameras, musical instruments, computers, iPods and even music and film downloads in and away from the home.



Accidental Damage

Protection for your contents only, buildings only or both. And because this doesn’t include items covered in other packages, you won’t pay to insure the same things twice.



Personal Items *

Cover for items in and away from the home such as jewellery, watches, glasses, money (including credit cards) and bikes.



Garden Cover *

Protect your plants, garden, furniture, lawns and tools. We’ll even re-landscape your garden should emergency services ever damage it.



Home Emergency

24/7 home emergency assistance and if your home is uninhabitable, we’ll even cover alternative accommodation for you and your family.



Legal Expenses Cover

Access to a wide range of solutions concerning tax, employment, residential dispute, personal injury and consumer protection.



*Optional cover not available if you purchase core buildings only

Customer Service

To speak to customer services, please contact RSA:
Yorkshire Bank Customer Services
RSA
Lynchwood Park
Peterborough
PE2 6GG
Telephone: 0800 197 1612 (Open Monday to Friday 8am – 9pm and Saturday 9am – 1pm)

Claims

If you are an existing customer and need to make a claim on your home insurance policy, please contact RSA:
Yorkshire Bank Claims
RSA
Lynchwood Park
Peterborough
PE2 6GG
Telephone: 0800 197 1613
(Open 8am – 8pm Monday – Friday and Saturday 9am – 4pm)
Please quote your policy number or claim reference number on all correspondence.

Home Emergency

If you are an existing customer and you need to get in touch with our 24-hour Home Emergency department, please call:
Telephone: 0845 078 0046

Legal Advice

If you are an existing customer and you need to get legal advice, please contact our 24-hour legal advice line on:
Telephone: 0870 024 0548.

To make a legal claim, please write to us at:

FirstAssist Insurance Services Limited
Marshall’s Court
Marshall’s Road
Sutton
Surrey
SM1 4DU

Click here to view our Terms & Conditions
including Policy Exclusions

Offer open to new Home Insurance customers only and may not be used in conjunction with any other offer. The offer of insurance is subject to eligibility criteria and applicants must be aged 18 or over. Terms and Conditions apply. Yorkshire Bank Home and Car Insurance is provided, administered and underwritten by Royal & Sun Alliance Insurance plc (No. 93792). Registered in England & Wales at St Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised and regulated by the Financial Services Authority.

Yorkshire Bank is a trading name of Clydesdale Bank PLC.
Registered in Scotland (No. SC001111). Registered Office: 30 St. Vincent Place, Glasgow G1 2HL.

Apply Today