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Instant Savings Account

The flexible instant savings account

The Yorkshire Bank Instant Savings Account lets you access your money when you need it but still earn interest on your savings. This flexibility means your savings can grow without your money being tied up in restricted withdrawal periods.

With your account you will get:

  • Interest calculated on a daily basis
  • Interest paid on the last business day of each calendar quarter
  • No charge for withdrawals*
  • Debit MasterCard online only non-contactless card
  • Tiered interest rates
  • Manage your account online, on the phone or at your branch

*Transaction fees apply when you use your debit card abroad. Details of the limits and charges which apply are provided in the tariff guide for the account on which your card is issued

Key information

Terms, conditions and eligibility criteria apply.

How to apply

Compare our savings accounts Apply online

Already started an application?

Continue with saved application

Apply in person at any one of our branches

Call us on
0800 678 3380

Or if you're abroad / Outside UK
+44 141 952 4068

(Monday to Friday
Saturday 9am-5pm,
Sunday 10am-4pm)


Are you a new or existing customer?

Are you opening an account in your name or a joint application?

 Apply online

  • Our application takes just 10-15 minutes
  • Get an instant decision* if successful
  • Register for internet and telephone banking
  • You must be 18 or over to apply online
  • If you’re not eligible for this account, we’ll let you know at the end of the application and offer you our Instant Savings account, instead (if appropriate).

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
Apply online

Start again

Call us free on:

Or if you're abroad / Outside UK:

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Visit your local branch:

Or visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Start again

Already started an application?

Login to continue with your savings account application

If you completed the username and password section of your application, then we’ll have automatically saved it for you. You can now log in to complete your application or retrieve your decision. If you're not sure what your login details are, or you can't get online for some reason, please give us a call on 0800 678 3380.

Continue with saved application

Other savings accounts

Savings Account Plus

Enjoy a return on your savings

Term Deposit

You’ll receive a guaranteed rate, if held for the full term (3 months to 5 years)

40 Day Notice Account

Save as much as you like following your initial deposit of £500 and withdraw your savings with 40 days' notice

Cash ISA

Add to your savings with tax free** interest

Headstart Savers Account

Set up an account for a child to give them a headstart for the future

Jumpstart Savers Account

An instant access savings account for children

**Tax free means interest payable is exempt from income tax

Terms, conditions and eligibility criteria apply.

Financial Services Compensation Scheme (FSCS)

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit