How to apply
8:00am - 8:00pm
9:00am - 5:00pm
Please note, other rates will apply for applications made by telephone or in branch.
Why choose us
Personal Loans from Yorkshire Bank - Instant decision
Low rate unsecured loans - you choose
how to spend
Getting a loan from Yorkshire Bank means you’ll have the freedom to do more. Whether that’s buying a new car, setting off on a dream holiday, or making improvements to your home – our low rate loans will help you to finance your plans.
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It’s easy to apply for a Yorkshire Bank personal loan. We’ll let you know if your application has been accepted – once we receive all the paperwork, you could have the money in your bank account within five days.
- Borrow up to £25,000 - other loan amounts available
- Fixed interest rates - make budgeting easier as your interest rate will not vary over the life of the loan
- Unsecured loans - you don't need to use your home as security
- Choice of loan terms - from one to five years#
- Early repayment options - you can repay early if you wish+
- Easy to apply - online instant decision
- Print and post your paperwork
You must be either a new customer, aged 23-74 with a minimum annual income of £15,000, or an existing customer of the bank.
And you can use a Yorkshire Bank personal loan for almost any purpose, including:
- Making improvements to your home
- Buying a car
- Paying for a dream holiday
- Consolidating your existing loans and credit card balances
Apply for your unsecured loan - online
It’s easy to apply for a personal loan online. We’ll usually let you know within one working day if your application has been accepted.
How to apply
Step 1 - Use the Quick Quote calculator
This gives you an indication of how much a loan might cost. You can either enter the amount you want to borrow or the amount you can afford to pay each month.
Step 2 – Review your options
We’ll show you the cost of your loan – or the amount you could borrow based on your monthly payments – for a range of loan terms.
Step 3 - Apply
Simply choose the result that's best for you and click on the apply button.
Remember you can save your application anytime and return to it later.
Rate of interest - 2.663% per annum (fixed). Total amount of credit - £7,500
Representative 5.1% APR. Total amount payable - £8,498.52
59 monthly repayments of £141.65 and a final payment of £141.17
# Terms longer than 5 years are available for loans greater than £15,000 (and where the new amount borrowed exceeds the amount of any Yorkshire Bank existing loan which is being repaid). This is a fixed rate personal loan illustration and is not an offer to lend. Applicants must be aged 23 - 74. Rates may vary. The APR (Annual Percentage Rate) shown is typical and your actual rate; monthly repayment and total amount payable may all vary depending on our assessment of your financial circumstances. Loans are subject to status and the rate at which we lend will reflect our assessment of your personal circumstances and chosen loan amount.
+ You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.