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Private Customer Repayment Mortgages

Whatever you're looking for in a mortgage, we will find the right product for you

Your Relationship Manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart, working to protect your assets and ensure that your money works harder for you. We offer a varied range of residential mortgages and Investment Housing Loans.

Your home may be repossessed if you do not keep up repayments on your mortgage

Changing from another lender?

We'll pay your legal and valuation fees when you switch to a Yorkshire Bank mortgage and use our solicitors and valuation panel.

Browse our Private mortgage rates below, and speak to a Relationship Manager today to find the right one for you.

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Contact your Relationship Manager

Call
0800 783 1314
Monday to Friday
8am to 6pm

Fixed Rate Mortgages
Offset Mortgages
Buy To Let Mortgages
  • Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
    2 year residential fixed - £1,999 fee 60% 1.99% 31st August 2015 currently 4.95% (SVR*) 4.7% APR £1999  £1999  3% in year 1, 2% in year 2
    2 year residential fixed
    - loans greater than £1,000,000
    60% 2.79% 31st August 2015 currently 4.95% (SVR*) 4.6% APR £1999  £499  3% in year 1, 2% in year 2
    2 year residential fixed 60% 2.49% 31st August 2015 currently 4.95% (SVR*) 4.7% APR £999  £499 3% in year 1, 2% in year 2
    2 year residential fixed 70% 2.49% 31st August 2015 currently 4.95% (SVR*) 4.7% APR £999  £499
    2 year residential fixed 75% 2.69% 31st August 2015 currently 4.95% (SVR*) 4.8% APR £999  £499
    2 year residential fixed 80% 3.19% 31st August 2015 currently 4.95% (SVR*) 4.9% APR £999  £499
    2 year residential fixed 90% 4.29% 31st August 2015 currently 4.95% (SVR*) 5.1% APR £999  £499
    3 year residential fixed 90% 4.49% 31st August 2016 currently 4.95% (SVR*) 5.0% APR £0   £0   5% in year 1, 4% in year 2, 3% in year 3
    5 year residential fixed - £1,999 fee 60% 2.49% 31st August 2018 currently 4.95% (SVR*) 4.2% APR £1999 £1999 5% in year 1, 5% in year 2, 4% in year 3, 3% in year 2, 2% in year 5
    5 year residential fixed - loans greater than £1,000,000 60% 3.09% 31st August 2018 currently 4.95% (SVR*) 4.3% APR £1999 £499 5% in year 1, 5% in year 2, 4% in year 3, 3% in year 2, 2% in year 5
    5 year residential fixed 60% 2.79% 31st August 2018 currently 4.95% (SVR*) 4.3% APR £999  £499 5% in years 1 & 2, 4% in year 3, 3% in year 4, 2% in year 5
    5 year residential fixed 70% 3.19% 31st August 2018 currently 4.95% (SVR*) 4.5% APR £999  £499
    5 year residential fixed 75% 3.29% 31st August 2018 currently 4.95% (SVR*) 4.5% APR £999  £499
    5 year residential fixed 80% 3.79% 31st August 2018 currently 4.95% (SVR*) 4.7% APR £999  £499
    5 year residential fixed 90% 4.69% 31st August 2018 currently 4.95% (SVR*) 5.1% APR £999  £499
  • Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
    2 year discounted offset - loans greater than £1,000,000 60% 3.09% 31st August 2015 currently 4.95% (OVR*) 4.7% APR £1999  £499  3% in year 1, 2% in year 2
    2 year discounted offset private exclusive 60% 2.59% 31st August 2015 currently 4.95% (OVR*) 4.8% APR £1499  £1499 3% in year 1, 2% in year 2
    2 year discounted offset 60% 2.79% 31st August 2015 currently 4.95% (OVR*) 4.8% APR £999  £499
    2 year discounted offset 65% 2.89% 31st August 2015 currently 4.95% (OVR*) 4.8% APR £999  £499
    2 year discounted offset 75% 2.99% 31st August 2015 currently 4.95% (OVR*) 4.8% APR £999  £499
    2 year discounted offset 80% 3.39% 31st August 2015 currently 4.95% (OVR*) 4.9% APR £999  £499
    Standard offset variable rate 85% 4.95% n/a n/a 5.2% APR £999  £499 None
  • Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison Arrangement fee for new mortgage customers Arrangement fee for existing mortgage customers Early repayment charge
    2 year fixed rate investment housing loan 70% 4.29% 31st August 2015 currently 5.35% (OVIHLR*) 5.4% APR £999 £499 3% in year 1, 2% in year 2
    2 year fixed rate investment housing loan 80% 4.79% 31st August 2015 currently 5.35% (OVIHLR*) 5.5% APR £999 £499
    5 year fixed rate investment housing loan 70% 4.49% 31st August 2018 currently 5.35% (OVIHLR*) 5.3% APR £999 £499 5% in years 1 & 2, 4% in year 3, 3% in year 4, 2% in year 5
    5 year fixed rate investment housing loan 80% 4.99% 31st August 2018 currently 5.35% (OVIHLR*) 5.5% APR £999 £499
    Offset variable investment housing loan 80% 5.35% n/a n/a 5.7% APR £999 £499 None

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