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Private Customer Repayment Mortgages

Whatever you're looking for in a mortgage, we can find the right product for you from our range

As a Private Banking customer, we offer you an exclusive residential mortgage range. Your relationship manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For alternative products please see our personal banking mortgage range.

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Representative Example

A mortgage of £370,274 payable over 21 years, initially on a fixed rate of 1.69% for 2 years and then our Standard Variable Rate, currently 4.70%, for the remaining 18 years. This would require 26 monthly payments of £1,776.21 and then 220 monthly payments of £2,280.49 plus one final payment of £2,281.02.

The total amount payable would be £551,904.28 made up of the loan amount plus interest (£179,896.28), arrangement fee (£999), valuation fee (£500), CHAPS/telegraphic transfer fee (£40) and security release fee (£195).

The overall cost for comparison is 4.1% APRC representative.

Your home may be repossessed if you do not keep up payments on your mortgage

Fixed rate
Buy to let
Offset
First Time Buyers
Discounted SVR
Professional

(Rates correct as at 27th September 2017)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
(P) This product is only available where one or more of the applicants are fully qualified and employed in the following occupations: Accountants, Architects, Barristers, Chartered Surveyors, Dentists, Engineers, Financial Advisers, Medical Doctors, Nurses, Optometrists, Pharmacists, Pilots, Police Officers, Solicitors, Teachers, Vets.

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