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Yorkshire Bank savings account comparison

Choose from our range

To help you find the most suitable savings account for your money, have a look through the table below where we have compared all our savings accounts and some of their features.


Which savings account is right for you?

B Instant Savings Account (1) Instant Savings Account Savings Account Plus (1) Signature Savings Account (1) Flexi Cash ISA Help to Buy: ISA 40 Day Notice Account Fixed Term Deposit Cash ISA Fixed Rate Bond (3)
Minimum age
16
18+ if you want to apply online
16
18+ if you want to apply online
16
18+ if you want to apply online
18
16
18+ if you want to apply online
16
18+ if you want to apply online
16 16 16
Minimum Opening Deposit £0 £1 £1 £1 £10 £0 (4) £500 £2,000 £2,000
Suitable for Regular Savings Tick Tick Tick Tick Tick Max £200 per month Tick
Tax Status (2) (2) (2) (2) (8) (8) (2) (2) (8)
Access Immediate Immediate Immediate Immediate Immediate
(6)
Immediate
(5)
40 days notice Withdrawals not permitted Withdrawals not permitted
(7)
Telephone, Internet and Mobile Banking Tick Tick Tick Tick Tick Tick Tick
Offset Mortgage Facility (10) Tick Tick Tick
More More More More More More More More More

The overall ISA limit for 2017/2018 is £20,000 with the option to save all or some of the full allowance in cash. You can split your allowance across a stocks and shares ISA, innovative finance ISA and either a cash ISA or Help to Buy: ISA each tax year, providing you do not exceed the Help to Buy: ISA monthly subscription allowance. You cannot subscribe to a Cash ISA and a Help to Buy: ISA in the same tax year.

Key to numbers in brackets
  1. You need to hold a B Current Account to qualify for B Instant Savings Account; Current Account Plus for Savings Account Plus; and Signature Current Account for a Signature Savings Account.
  2. Interest will be paid gross. Gross interest is the interest payable without taking account of any tax payable. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due yourself directly to HMRC. If you would like to read more about your Personal Savings Allowance, please visit the Government website www.gov.uk.
  3. Subject to availability.
  4. Maximum deposit in calendar month account is opened is £1200.
  5. Any withdrawals during the same tax year will reduce the current years annual ISA subscription allowance, and for Help to Buy: ISA account holders only – impact on the bonus the government will pay.
  6. Any withdrawals during the same tax year will NOT reduce the current year's annual ISA subscription allowance.
  7. Early closure or transfer subject to charge.
  8. Tax Free – Is the rate payable when income is exempt from income tax. The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty's Revenue and Customs (HMRC) practice which are subject to change.
  9. Withdrawal or closure without notice subject to charge.
  10. Offsetting means you can use the money in your savings account to reduce the amount of interest you pay on your existing Yorkshire Bank offset mortgage. Remember, no credit interest will be paid on account credit balances that are used for offsetting.

Financial Services Compensation Scheme (FSCS)

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk