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Yorkshire Bank Savings Account Comparison

To help you find the most suitable savings account for your money, have a look through the options below where we have compared all our savings accounts and some of their features.

Which savings account is right for you?

Fixed Term and Notice Accounts

Online Exclusive

Online Fixed Rate Bond - Issue 2[3]

  • Only available online
  • 16 minimum age
  • £2,000 minimum opening deposit
  • Tax status[2]
  • Withdrawals not permitted
  • Deposits via telephone and internet banking or transfer from another account using the sort code and account number of your new account. Cash and Cheque Deposits not permitted.
  • Maturity Date: 31 October 2018
  • The account must be opened and funds deposited by 21 November 2017. No deposits will be accepted after this time

Find out more about our Online Personal Fixed Rate Bond

40-Day Notice Account

  • 16 minimum age
  • £500 minimum opening deposit
  • Suitable for regular savings
  • Tax status[2]
  • 40 days notice

Find out more about our 40 Day Notice Account

Fixed Term Deposit

  • 16 minimum age
  • £2,000 minimum opening deposit
  • Tax status[2]
  • Withdrawals not permitted

Find out more about our Fixed Term Deposit

Tax Free Cash ISAs

Cash ISA Fixed Rate Bond - Issue 42

  • UK residents only
  • 16 minimum age (18+ if you want to apply online)
  • £2,000 minimum opening deposit
  • Tax status[7]
  • Maturity date: 31st January 2019
  • Withdrawal before maturity date incurs a charge
  • Telephone, internet and mobile banking
  • Subject to availability

Find out more about our Cash ISA Fixed Rate Bond - Issue 42

Cash ISA Fixed Rate Bond - Issue 43

  • UK residents only
  • 16 minimum age (18+ if you want to apply online)
  • £2,000 minimum opening deposit
  • Tax status[7]
  • Maturity date: 29th January 2021
  • Withdrawal before maturity date incurs a charge
  • Telephone, internet and mobile banking
  • Subject to availability

Find out more about our Cash ISA Fixed Rate Bond - Issue 43

Flexi Cash ISA

  • UK residents only
  • 16 minimum age (18+ if you want to apply online)
  • £10 minimum opening deposit
  • Suitable for regular savings
  • Tax status[7]
  • Immediate access[6]
  • Telephone, internet and mobile banking

Find out more about our Flexi Cash ISA

Help to Buy: ISA

  • UK residents only
  • 16 minimum age (18+ if you want to apply online)
  • £0 minimum opening deposit[4]
  • Monthly maximum £200 plus additional £1000 in first month
  • Government bonus of 25% paid on account balances between £1,600 and £12,000 when purchasing your 1st home in UK, Ts&Cs apply
  • Tax status[7]
  • Immediate access[5]
  • Telephone, internet and mobile banking

Find out more about our Help to Buy: ISA

Instant Access Savings Accounts

Works with the B app

B Instant Savings Account [1]

  • 16 minimum age (18+ if you want to apply online)
  • £0 minimum opening deposit
  • Suitable for regular savings
  • Tax status[2]
  • Immediate access
  • Telephone, internet and mobile banking
  • Offset mortgage facility[8]

Find out more about our B Instant Savings Account

Instant Savings Account

  • 16 minimum age (18+ if you want to apply online)
  • £1 minimum opening deposit
  • Suitable for regular savings
  • Tax status[2]
  • Immediate access
  • Telephone, internet and mobile banking

Find out more about our Instant Savings Account

Savings Account Plus [1]

  • 16 minimum age (18+ if you want to apply online)
  • £1 minimum opening deposit
  • Suitable for regular savings
  • Tax status[2]
  • Immediate access
  • Telephone, internet and mobile banking
  • Offset mortgage facility[8]

Find out more about our Savings Account Plus

Signature Savings Account[1]

  • 18 minimum age
  • £1 minimum opening deposit
  • Suitable for regular savings
  • Tax status[2]
  • Immediate access
  • Telephone, internet and mobile banking
  • Offset mortgage facility[8]

Find out more about our Signature Savings Account

Children's Savings

Jumpstart Savers Account

  • For children aged 6 - 16
  • Pay in and withdraw money at any time
  • Option to have debit card from age 11 and over[9]

Find out more about our Jumpstart Savers Account (opens in a new window)

Headstart Savers Account

  • For children aged 0 - 16
  • Earn interest, linked to Bank of England base rate
  • Give us 95 days' notice to withdraw cash

Find out more about our Headstart Savers Account (opens in a new window)

The overall ISA limit for 2017/2018 is £20,000 with the option to save all or some of the full allowance in cash. You can split your allowance across a stocks and shares ISA, innovative finance ISA and either a cash ISA or Help to Buy: ISA each tax year, providing you do not exceed the Help to Buy: ISA monthly subscription allowance. You cannot subscribe to a Cash ISA and a Help to Buy: ISA in the same tax year.

Key to numbers in brackets
  • [1] You need to hold a B Current Account to qualify for B Instant Savings Account; Current Account Plus for Savings Account Plus; and Signature Current Account for a Signature Savings Account.
  • [2] Interest will be paid gross. Gross interest is the interest payable without taking account of any tax payable. If you earn interest over your Personal Savings Allowance you will be required to pay any tax due yourself directly to HMRC. If you would like to read more about your Personal Savings Allowance, please visit the Government website www.gov.uk.
  • [3] Subject to availability.
  • [4] Maximum deposit in calendar month account is opened is £1200.
  • [5] Any withdrawals during the same tax year will reduce the current year’s annual ISA subscription allowance, and for Help to Buy: ISA account holders only ‐ impact on the bonus the government will pay.
  • [6] Any withdrawals during the same tax year will NOT reduce the current year's annual ISA subscription allowance.
  • [7] Tax Free ‐ Is the rate payable when income is exempt from income tax. The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty's Revenue and Customs (HMRC) practice which are subject to change.
  • [8] Offsetting means you can use the money in your savings account to reduce the amount of interest you pay on your existing Yorkshire Bank offset mortgage. Remember, no credit interest will be paid on account credit balances that are used for offsetting.
  • [9]If children are over 11 years of age, they can open and operate the account in their name provided their parent, guardian, grandparent or other responsible adult agrees. If children are under 11, the account can be opened in their name and operated by their parent, guardian, grandparent or other responsible adult. When children have reached 11, they can then operate the account if their parent, guardian, grandparent or other responsible adult agrees.

Financial Services Compensation Scheme (FSCS)

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk  

Discover our full range of savings accounts