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Offset 2 year discounted repayment mortgage

For loans up to 80% of the value of your home.

Mortgage nameOffset 2 year discount
Maximum LTV80%
Initial rate3.09%
Initial rate expires on
Rate thereafter variable, currently4.95%
Overall cost for comparison4.8% APR
Arrangement fee£499 for existing mortgage customers
£999 for new mortgage customers
Option to add legal fees to mortgage Yes
Legal fees None for existing mortgage customers switching to a new deal
None if you switch your mortgage from another lender and use our solicitors
Valuation fee None for existing mortgage customers switching products*
None if you switch your mortgage from another lender and use our valuation panel for a standard valuation
*Please note that if you are changing the terms of the original mortgage e.g. borrowing an additional amount, changing the duration of the mortgage or changing repayment terms, a valuation will be required and a fee will be payable where applicable.
Special offers £500 cashback will be paid on mortgage drawdown. Minimum loan amount of £25,000. Offer ends 10/10/2014.
Special features At the end of the discounted period you can make extra payments or repay your whole mortgage without penalty

Link up to six Yorkshire Bank current and savings accounts to save on interest payments and repay your mortgage early

You can even combine your business credit balances – available to sole traders and simple partnerships (two or more people in business and with their mortgage together; for example, a husband and wife or civil partnership couple)
Early repayment charge 3% in year 1
2% in year 2
EligibilityApplicants must be aged 18 or over. All loans are subject to status. Security will be required

Your home may be repossessed if you do not keep up repayments on your mortgage

Work out your monthly repayment for this mortgage

How much?

During the initial period, your estimated monthly repayments would be: £ until

Thereafter, the rate would revert to our variable rate, currently 4.95%, which equates to a monthly payment of £


The overall cost for comparison is:

% APR

Our mortgage calculator gives you an indication of monthly mortgage repayments. If you'd like to discuss your individual circumstances or obtain a personalised illustration, please contact us.

Make an enquiry

Next steps

By choosing to switch online, you confirm that:

  • You don't want to change your borrowing amount
  • You wish to keep the same term
Switch online

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