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Current account mortgage - rapid repay (capital and interest)

For loans up to 75% of the value of your home

Combine your Yorkshire Bank current account, personal loan, overdraft and mortgage into one account – save money on mortgage interest and make lump sum payments to reduce your account balance

Mortgage name Current account mortgage - rapid repay (capital and interest)
Current rate
3.99
%
Overall cost for comparison
4.2
%
APR
Maximum loan to value ** 75%
Arrangement fee £ £
999
 
Unplanned borrowing rate 2% above your mortgage rate
Option to add arrangement fee to mortgage Yes (but be aware that if the total amount borrowed including fees exceeds the loan to value above, a higher interest rate will apply)
Special features Make additional payments whenever you like – pay less interest and pay off your mortgage earlier
Early repayment charge None
Current Account terms For details of credit interest, fees and charges associated with a Current Account Mortgage please click here
Eligibility Applicants must be aged 18 or over. Salary must be paid to your Yorkshire Bank current account mortgage. All loans are subject to status. Security will be required
How to apply To arrange an appointment with a mortgage adviser:
Call us on 0845 602 6198

Enquire online Find your nearest branch
 

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it

Written quotations are available on request

The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank’s criteria and can be evidenced is 75%. If the repayment vehicle is either cash savings or downsizing, the maximum LTV will be 50%.