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0845 602 6198
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Open Mon-Fri 8am-8pm
Open Mon-Fri 8am-8pm
Current account mortgage - flexible repay (interest only)
For loans up to 75% of the value of your home
Combine your Yorkshire Bank current account, personal loan, overdraft and mortgage into one account – save money on mortgage interest and make lump sum payments to reduce your account balance
| Mortgage name | Current account mortgage - flexible repay (interest only) |
| Current rate | 3.99 % |
| Overall cost for comparison | 4.2 % APR |
| Maximum loan to value ** | 75% |
| Arrangement fee | £ 999 |
| Unplanned borrowing rate | 2% above your mortgage rate |
| Option to add arrangement fee to mortgage | Yes, provided that the total amount borrowed, including fees, isn’t more than 75% of the property’s value. |
| Legal fees | We will make a £200 contribution towards your legal fees when you switch your mortgage from another lender. |
| Valuation fee | None - we will pay your standard valuation fees when you switch your mortgage from another lender and use our valuation panel |
| Special offers | Our free valuation and legal fees contribution reduce your up-front costs |
| Special features | Complete flexibility – pay as much or as little as you want to your mortgage each month (within your agreed limit) |
| Early repayment charge | None |
| Current Account terms | For details of credit interest, fees and charges associated with a Current Account Mortgage please click here |
| Eligibility | Applicants must be aged 18 or over. Salary must be paid to your Yorkshire Bank current account mortgage. All loans are subject to status. Security will be required |
| How to apply | To arrange an appointment with a mortgage adviser: Call us on 0845 602 6198 Enquire online Find your nearest branch |
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it
Written quotations are available on request
The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank’s criteria and can be evidenced is 75%. If the repayment vehicle is either cash savings or downsizing, the maximum LTV will be 50%.