Rates of interest are subject to change but are correct as at 28th July 2008.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Click here to view interest rates and charges for Investment housing loans
Fixed Rate Mortgages
Fixed Rate for Loan to Value <= 75%
Fixed Rate for Loan to Value > 75%
First time buyers - Loan to value < 90%
First time buyers - Loan to value > 90%
Early Repayment Charges
Variable Rate Mortgages
Standard Variable Rate
Yorkshire Bank Rapid/Flexible Repay
Yorkshire Bank Offset Mortgage
Offset Tracker Mortgages
Discounted Lifetime Tracker
| Fixed Rate Mortgages | Current
% p.a. | The overall cost for
Comparison
and
Current
APR+ is | Arrangement fee | Early Repayment Charge |
|---|
| Fixed Rate for Loan to Value <= 75% |
Fixed until 31st October 2010
Changing from 1st November 2010 for remainder of mortgage to our standard variable rate, currently | 6.49
7.14 |
7.4% APR+ |
£999
Re-mortgages £0 |
See Table Below |
Fixed until 31st October 2013
Changing from 1st November 2013 for remainder of mortgage to our standard variable rate, currently | 6.49
7.14 |
7.3% APR+ |
£999
Re-mortgages £0 |
See Table Below |
| Fixed Rate for Loan to Value > 75% |
Fixed until 31st October 2010
Changing from 1st November 2010 for remainder of mortgage to our standard variable rate, currently | 6.89
7.14 |
7.5% APR+ |
£999
Re-mortgages £0 |
See Table Below |
Fixed until 31st October 2013
Changing from 1st November 2013 for remainder of mortgage to our standard variable rate, currently | 6.89
7.14 |
7.5% APR+ |
£999
Re-mortgages £0 |
See Table Below |
| First Time Buyers |
| Loan to Value < 90% |
Fixed until 31st October 2011
Changing from 1st November 2011 for remainder of mortgage to our standard variable rate, currently | 6.59
7.14 |
7.3% APR+ |
£599 |
See Table Below |
Fixed until 31st October 2011
Changing from 1st November 2011 for remainder of mortgage to our standard variable rate, currently | 6.79
7.14 |
7.3% APR+ |
Nil |
See Table Below |
| Loan to Value > 90% |
Fixed until 31st October 2011
Changing from 1st November 2011 for remainder of mortgage to our standard variable rate, currently | 6.99
7.14 |
7.4% APR+ |
£599 |
See Table Below |
| Early Repayment Charges |
|---|
| Product Type | Percentage charge applicable during year of the Discounted/Fixed/Capped Rate |
|---|
| | 1st year | 2nd year | 3rd year | 4th year | 5th year |
| Fixed until 31st October 2013 | 5% | 5% | 4% | 3% | 2% |
| Fixed until 31st October 2010 | 3% | 2% | - | - | - |
| Discounted Tracker until 31st October 2010 | 2% | 3% | - | - | - |
| First Time Buyers |
| Loan to Value < = 90% |
| Fixed until 31st October 2011 | 5% | 4% | 3% | - | - |
| Loan to Value > 90% |
| Fixed until 31st October 2011 | 6% | 5% | 4% | - | - |
| | Current Interest Rate
% p.a. | Variable Rate Mortgages |
|---|
| The overall cost for comparison is |
|---|
Flexible Payment
Mortgage | Standard Repayment Mortgage | Interest Only
Mortgage |
|---|
| Variable Rate |
| Standard Variable Rate | 7.14 | 7.7% APR+ | 7.7% APR+ | 7.6%PR+ |
| Yorkshire Bank Rapid/Flexible Repay | Previous
% p.a. variable | Previous
APR | Current
% p.a. variable | The overall cost for Comparison and Current APR is | Arrangement Fee | Early Repayment Charge |
|---|
| £25,000 - £124,999 | 6.99 | 7.5% | 6.74 | 7.1% | £599
Re-mortgages £0 | None |
| Tier 1 £125,000+ | 6.24 | 6.5% | 6.44 | 6.8% | £599
Re-mortgages £0 | None |
| Yorkshire Bank Offset Mortgage | Previous
% p.a.
variable | Previous
APR+ | Current
% p.a.
variable | Current APR+ | Arrangement Fee | Early Repayment Charge |
|---|
| Tier 1 £25,000 - £74,999 | 6.79 | 7.3% | 6.54 | 7.0% | £599
Re-mortgages £0 | None |
| Tier 2 £75,000 and above | 6.34 | 6.7% | 6.44 | 6.8% | £599
Re-mortgages £0 | None |
| Offset Tracker Mortgages | Current
% p.a. | The overall cost for
Comparison
and
Current
APR+ is | Arrangement fee | Early Repayment Charge |
|---|
| Discounted Lifetime Tracker |
Discounted until 31st October 2010
BOE Base Rate + 1.34%
Changing from 1st November 2010 for remainder of mortgage to BOE Base Rate + 1.75%, currently | 6.34
6.75 |
7.0% APR |
£999
Re-mortgages £0 |
See Table Above |
+The APR varies depending on the amount and length of the loan and the repayment dates (1)
Written quotations and details are available on request. All loans are subject to status and applicants must be 18 or over. Security is required. One or more of the following policies may be required: Endowment, Pension Plan, Mortgage Guarantee.
YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. |
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority.
Yorkshire Bank is a trading name of Clydesdale Bank PLC
Registered in Scotland No. SC001111
Registered Office:
30 St Vincent Place,
Glasgow G1 2HL
