Fixed Rate Mortgage
Life’s easier when managing your money becomes simple
- Repayments stay the same during the fixed term
- No legal or valuation fees if you switch from another lender
Whatever happens to the Bank of England’s base rate, your repayments will remain the same with a Yorkshire Bank Fixed Rate Mortgage. So during your fixed term you can enjoy the certainty of knowing what your monthly mortgage repayments will be, making budgeting easier.
How to apply
- Ask us to call you back (opens in a new window)
- Telephone 0845 602 6198 (Monday - Friday 8.00am - 8.00pm)
- Visit your local Yorkshire Bank branch (opens in a new window)
What you get
Enjoy the benefits of a Fixed Rate Mortgage from Yorkshire Bank
- Guaranteed low rate for up to 5 years moving to our Standard Variable Rate at the end of the fixed term
- The overall cost for comparison is 7.1% APR on our 5 year fixed rate residential mortgage
- The overall cost for comparison is 7.3% APR on our fixed rate Investment Housing Loan
- Switch from another lender and don't pay a penny in legal or valuation fees (when you use our solicitors and valuation panel) - just a one off mortgage arrangement fee
- Regular overpayments can be made at any time*
- Transfer the mortgage to your next property without penalty, and borrow more if you need it
- Yorkshire Bank’s dedicated Mortgage Advisors are on hand to help.
*Lump sum payments will incur a charge.
Other mortgages
- Offset Mortgage - save thousands with our Offset Mortgage
- Current Account Mortgage - let your money work harder and smarter for you
- Flexible Payment Mortgage - be in control of your payments
- First Time Buyer Mortgages - helping you towards your first home
- Investment Housing Loan - secure your second property with our Investment Housing Loan
- Business Offset Mortgage - the power of personal and business banking combined
- Spanish Mortgage – enjoy our hassle-free process when buying a property in Spain
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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