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First time buyers guides and tools

Your home may be repossessed if you do not keep up repayments on your mortgage

Help on the journey to owning your first home

All the big firsts in life take preparation. Your first steps came after the end of months of learning. It probably took many driving lessons before you finally passed your test. Owning your first home is no different, there’s a process leading up to getting the keys that can take some time. Because you’ve never experienced this before our knowledge that comes from years of dealing with first-time buyers like you could be invaluable. We’ll be with you each step of the way, offering advice and guidance on the mortgage process.

The links in this section might help you better understand the process of applying for a mortgage and buying a home, as well as giving you an idea of how long it can take. Keeping informed is essential. Being prepared for each step of the process before it comes, gives you the best chance of a timely outcome.

Family moving in car

Guide for first time buyers

Our range of mortgages and deciding which may suit you best.

Find out more about our guide for first time buyers

Couple thinking about taking the plunge

Buying vs renting

Renting or buying is a decision you need to make based on your own circumstances. We look at the pros and cons of each.

Find out more on buying vs renting

B@Home - Mortgage coach for mobile

Looking for your dream home? We've created an intuitive app for people taking their first (or next) step on the housing ladder.

Find out more about B @ Home

Saving for a mortgage deposit

The right account can make saving for your home deposit easier.

Find out more on saving for a mortgage deposit

Couple buying furniture for their new home

Buying a home timeline

How long will it take before you’re ready to move in?

Find out more about buying a home timeline

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First time buyer mortgage options

Discover all you need to know about the available mortgage options from Yorkshire Bank.

Find out more on first time buyer mortgage options


Tools and guides

Buy-to-let mortgages explained

Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.

Mortgage jargon dictionary

Find out what you need to know in plain English with our mortgage jargon buster.

Financial aspects of owning a home

Tools and guides to help you understand the financial journey to your new home.

The mortgage process explained

Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.

Mortgages for the self-employed

How to improve your chances of a successful application when working for yourself.


Online enquiries

Complete our online enquiry form and one of our advisors will be in touch to discuss your mortgage requirements and available options.

Online mortgage enquiry

Live chat

Got a question? Our advisors are available through live chat to help you find the answers.

Chat online now

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Speak to an advisor

Get in touch to discover how our advisors can help you live where you love.

Call us to speak to an advisor about a query or to apply for a mortgage.

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