Current Account Mortgage
The smarter way to manage your money
- Pay off your mortgage earlier and save thousands in interest payments as your credit balance reduces the interest you owe
- Benefit from the advantages of a tax-efficient mortgage
- The overall cost for comparison is 7.1% APR
By combining your current account, personal loan, overdraft and mortgage into one flexible account, you can manage your money efficiently. And because your credit balance can reduce the amount of interest owed, you could pay your mortgage off years earlier. Let your mortgage work harder for you – choose a Yorkshire Bank Current Account Mortgage.
How to apply
- Ask us to call you back (opens in a new window)
- Visit your local Yorkshire Bank branch (opens in a new window)
- Telephone 0845 602 6198 (Monday - Friday 8.00am - 8.00pm)
What you get
Save money on tax and interest payments
- All your borrowing is at the same rate as your mortgage
- Pay off your mortgage earlier and save money on interest charges
- Instead of earning interest on savings, pay less on your mortgage
- Benefit from tax-efficiencies as a result of not earning interest on savings
- All debts are secured on your home
- Overall cost for comparison is 7.1% APR
- Choice of two Current Account Mortgages – Yorkshire Bank Rapid Repay or Yorkshire Bank Flexible repay (our interest-only option)
- Normal arrangement fee waived for Residential Re-mortgage applications.
Other mortgages
- Offset Mortgage - save thousands with our Offset Mortgage
- Flexible Payment Mortgage - be in control of your payments
- Fixed Rate Mortgages - make budgeting easier
- 2 Year Discounted Lifetime Offset Tracker Mortgage - the mortgage rate that stays attractive
- First Time Buyer Mortgages - helping you towards your first home
- Investment Housing Loan - secure your second property with our Investment Housing Loan
- Business Offset Mortgage - the power of personal and business banking combined
- Spanish Mortgage – enjoy our hassle-free process when buying a property in Spain
Please note that with a Current Account Mortgage all debts are secured on your home.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
For your security, calls may be monitored or recorded.




