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Current Account Mortgage

The smarter way to manage your money

  • Pay off your mortgage earlier and save thousands in interest payments as your credit balance reduces the interest you owe
  • Benefit from the advantages of a tax-efficient mortgage
  • The overall cost for comparison is 7.1% APR

By combining your current account, personal loan, overdraft and mortgage into one flexible account, you can manage your money efficiently. And because your credit balance can reduce the amount of interest owed, you could pay your mortgage off years earlier. Let your mortgage work harder for you – choose a Yorkshire Bank Current Account Mortgage.

How to apply

What you get


Save money on tax and interest payments

  • All your borrowing is at the same rate as your mortgage
  • Pay off your mortgage earlier and save money on interest charges
  • Instead of earning interest on savings, pay less on your mortgage
  • Benefit from tax-efficiencies as a result of not earning interest on savings
  • All debts are secured on your home
  • Overall cost for comparison is 7.1% APR
  • Choice of two Current Account Mortgages – Yorkshire Bank Rapid Repay or Yorkshire Bank Flexible repay (our interest-only option)
  • Normal arrangement fee waived for Residential Re-mortgage applications.

Other mortgages

Please note that with a Current Account Mortgage all debts are secured on your home.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

For your security, calls may be monitored or recorded.

How to apply

  • Telephone: 0845 602 6198
    (Monday - Friday 8.00am - 8.00pm)

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