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Business Offset Mortgage

The power of personal and business banking combined

  • Integrate your personal and business credit balances and pay off your mortgage faster
  • Save thousands in interest
  • Flexible mortgage underwriting for self-employed and small business customers
  • Overall cost for comparison is 6.8% APR

Our products are always created with you in mind. If you are self employed, or you have a small business, take advantage of the Yorkshire Bank Business Offset Mortgage to pay off your loan and own your home sooner. By simply linking your personal and business credit balances to your mortgage, you could save money by managing all your banking under one roof.

How to apply

What you get

Pay off your mortgage and own your home sooner

  • Our team of senior underwriters will work to get you the best deal
  • Increased flexibility means you can make mortgage overpayments, redraw funds or take payment holidays*
  • Keep track of your money with separate accounts and monthly overview letters
  • Overall cost for comparison is 6.8% APR
  • Enjoy a competitive rate of interest
  • Convert the equity tied up in your home to invest in your business
  • Personal attention from your own dedicated Mortgage Adviser
  • If you currently have a mortgage with another lender, you could benefit from the Yorkshire Bank Switching Package – ask us for details.

Other mortgages

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

*Please note that you can only take payment holidays or redraw funds where you have previously overpaid. If you reduce your repayments or take a payment holiday, the amount of your loan will not be reducing as quickly, so you could end up paying more in interest charges over the term of the mortgage.

For your security, calls may be monitored or recorded.

How to apply

  • Telephone: 0845 602 6198
    (Monday - Friday 8.00am - 8.00pm)

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