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Offset mortgages

An offset mortgage lets you link your Yorkshire Bank current and savings accounts to your mortgage – so you can save on interest payments and repay your mortgage early


We'll pay your legal and valuation fees

when you switch to a Yorkshire Bank mortgage and use our solicitors and valuation panel

Stay with us

Enjoy a preferential mortgage arrangement fee of £499 when you stay with Yorkshire Bank

An offset mortgage lets you link your Yorkshire Bank current and savings accounts to your mortgage – so you can save on interest payments and repay your mortgage early. (Rates correct as at 
20th January 2012
)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison  
Offset 2 year discount 65%
2.89
%
30th April 2014
4.59
%
4.5
%
APR
More info
Enquire online
Offset 2 year discount 75%
2.99
%
30th April 2014
4.59
%
4.6
%
APR
More info
Enquire online
Offset 2 year discount 80%
3.79
%
30th April 2014
4.59
%
4.7
%
APR
More info
Enquire online
Offset variable rate 85%
4.59
%
No end date -
4.9
%
APR
More info
Enquire online
Your home may be repossessed if you do not keep up repayments on your mortgage

Written quotations are available on request.

** The maximum Loan to Value for mortgages on an Interest Only payment basis is 75%.