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Fixed rate mortgages

Fixed rate mortgages give you the peace of mind that your mortgage payments won’t change during the fixed rate period – no matter what happens to interest rates. And, if you are a first time time buyer, for a limited time, we will pay your arrangement fee

First time buyers

We'll pay your legal and valuation fees

when you switch to a Yorkshire Bank mortgage and use our solicitors and valuation panel

Stay with us

Enjoy a preferential mortgage arrangement fee of £499 when you stay with Yorkshire Bank

With our fixed rate mortgages, you'll pay the same rate of interest for the fixed term - so you'll always know how much your mortgage will cost. (Rates correct as at 
1st May 2012
)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison  
2 year fixed rate 65%
3.29
%
31st July 2014
4.95
%
4.9
%
APR
More info
Enquire online
Calculate
2 year fixed rate 75%
3.49
%
31st July 2014
4.95
%
4.9
%
APR
More info
Enquire online
Calculate
2 year fixed rate 80%
3.89
%
31st July 2014
4.95
%
5.0
%
APR
More info
Enquire online
Calculate
2 year fixed rate 85%
4.49
%
31st July 2014
4.95
%
5.1
%
APR
More info
Enquire online
Calculate
2 year fixed rate 90%
5.59
%
31st July 2014
4.95
%
5.4
%
APR
More info
Enquire online
Calculate
5 year fixed rate 65%
3.79
%
31st July 2017
4.95
%
4.7
%
APR
More info
Enquire online
Calculate
5 year fixed rate 75%
4.09
%
31st July 2017
4.95
%
4.8
%
APR
More info
Enquire online
Calculate
5 year fixed rate 80%
4.49
%
31st July 2017
4.95
%
5.0
%
APR
More info
Enquire online
Calculate
5 year fixed rate 85%
5.19
%
31st July 2017
4.95
%
5.4
%
APR
More info
Enquire online
Calculate
5 year fixed rate 90%
5.89
%
31st July 2017
4.95
%
5.7
%
APR
More info
Enquire online
Calculate
Your home may be repossessed if you do not keep up repayments on your mortgage
Our fixed rate first time buyer mortgages will help you get on to the property ladder. You’ll pay the same rate of interest for the fixed rate term – so you’ll always know how much your mortgage will cost. (Rates correct as at 
1st May 2012
)
Mortgage Max loan to value Initial rate Until Rate thereafter (variable) Overall cost for comparison  
3 year fixed rate 90%
4.99
%
31st July 2015
4.95
%
5.2
%
APR
More info
Enquire online
Calculate
3 year fixed rate 95%
5.99
%
31st July 2015
4.95
%
5.5
%
APR
More info
Enquire online
Calculate
Your home may be repossessed if you do not keep up repayments on your mortgage




Written quotations are available on request

Applicants must be aged 18 or over. To qualify for the fee free offer, as a first time buyer you must have never had a mortgage or have not had a mortgage for the past 12 months. Offer excludes second property mortgages, Investment Housing Loans, bridging facilities, interest only mortgages and Current Account Mortgages.

The maximum Loan to Value (LTV) for interest only where the repayment strategies meet the Bank’s criteria and can be evidenced is 75%. If the repayment vehicle is either cash savings or downsizing, the maximum LTV will be 50%.