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Going on holiday?

Are you a sun worshipper or do you prefer a bit of skiing? Whatever type of holiday you’re planning, here are some tips to consider before you jet off:

Your destination

Getting to that dream destination could cost less than you think. Before you book anything, shop around on comparison sites. There are many websites that source cheap flights and accommodation options, rather than booking a set package through a travel agent. Have a look at the resorts, hotels, villas, apartments or campsites in your chosen area – there could be a cheaper option to suits your needs.

Your baggage

Some flights have a baggage allowance, some will charge you extra. How much do you need to take? And what will the weather be like at your destination? Do some research before you go to avoid any unnecessary baggage charges.

Your spending money

How long is your break? What’s the exchange rate like? How expensive is the place you’re going to? Cash withdrawals and some credit or debit card transactions can cost you money when made abroad. So think about how much you’ll need, remembering to factor in the rate of exchange. And always get your spending money sorted out before you leave the country.

It’s also worth thinking about how to carry your cash. Cash and travellers’ cheques are a reliable option, but a prepaid currency card could be a more secure and simpler way to take your currency with you. It’s a safe, convenient and easy way to take larger amounts of money on holiday with you.

Your insurance

You don’t want your holiday spoiled by unexpected medical bills or lost cash or travel documents. So make sure you have the insurance cover you need. Depending on your policy, travel insurance can cover travel in the UK, Europe and worldwide. It could also cover emergency medical expenses in the UK and abroad and loss of travel and accommodation if your trip is cancelled. It could also protect baggage and belongings, passports and travel documents and cash/travellers’ cheques.

Your bank account

Make sure your bank knows you’re going abroad. That way it won’t get concerned about any activity on your account from overseas.


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