Student Account

How to be a student and live

• Up to £1,000‡ overdraft in the first year and up to £3,000 in the remaining years of your course
• 24 Hour Telephone and Internet Banking**

When you are at university being in control of your finances should be as easy as possible. With books to buy, fees, travel costs and living expenses, juggling your finances should the last thing on your mind. .

Our Student Account offers so much more.  With all the benefits of a normal current account which mean you can apply for an overdraft facility, Dual-Function Maestro Debit Card and even a Gold MasterCard Credit Card^#.

What you get

A tailored Student Account to suit you

• Overdraft facility - up to £1,000^‡ in the first year and up to £3,000 for the remaining years of your course
• Bank the way that suits you with 24 Hour Telephone Banking and Internet Banking**
• Debit Card which can be used in person, by phone, online and abroad
• CashBack at participating retailers
• Withdraw up to £350 a day, 365 days of the year at any Yorkshire Bank ATM or ATM in the UK or abroad. Subject to available funds.  
• Mobile phone top-up at ATMs
• Student support – get help in managing your finances from your Personal Banker and our Life Event Guides.

Other current accounts

• Current Account Plus - choose to bank with benefits. Enjoy a competitive overdraft rate, special discounts and much more
• Readycash Basic Account - take a straightforward approach to your finances with our Basic Bank Account

‡Loans are subject to status and the rate at which we lend will reflect our assessment of your personal circumstances and your chosen loan amount.

#All credit facilities are subject to status and applicants must be aged 18 or over. Written quotations are available on request. Full details of the MasterCard and its Conditions of Use are available from any of our branches.

**24 Hour Telephone Banking and Internet Banking may be temporarily unavailable during periods of routine maintenance.  For your security, calls may be monitored or recorded.