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Current Account


from us to you

Fully switch your current account to us, maintain at least two active direct debits and pay in £1000 per month. Terms, conditions and exclusions apply.

Find out more


Taking care of your basic banking needs

Our Readycash Account is a basic current account. It lets you pay for goods and services at retailers with your debit card, and access your cash through our network of ATMs, at any Yorkshire Bank branch or at Post Office counters.

The account costs you nothing to run as long as you don't try to make payments when there are insufficient funds in your account. Overdrafts are not permitted and requests for unplanned borrowing will usually be declined. A decline may result in a fee, please refer to your tariff for more information on fees that may apply in these circumstances. Account subject to status, applicants must be 16 or over.

FSCS Current Account switch guarantee

Debit Card

Lets you pay for goods and services in person, by phone, online and abroad (subject to available funds).

Find out more about using your card abroad (additional fees and charges may apply).

Withdraw up to £350 cash per day

By debit card, 365 days of the year at any Yorkshire Bank ATM or ATM in the UK or abroad (charges may apply), subject to available funds.

24 hour service*

Telephone banking, mobile, internet banking.

*Services may be temporarily unavailable due to periods of routine maintenance. For security, calls may be monitored or recorded.

Pay your bills

Using telephone banking, mobile, internet banking, Direct Debit or standing order

Important information

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information. Your eligible deposits with Clydesdale Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Please refer to FSCS information.


Apply by phone

Call us free on:

0800 678 3380

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Apply in branch

Visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Current Account switch guarantee
Switch Guarantee

Find out how straightforward it is to switch your current account to us from another bank.

Find out more about switching

Compare accounts

We offer a range of current accounts with many different benefits and we've summarised these to help you see which account would suit your circumstances.

Compare all accounts

Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a current account by phone

0800 678 3380

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm