Readycash is our Basic Bank Account which lets you pay for goods and services at retailers with your debit card, and access your cash and account details through our vast network of ATMs, at any Yorkshire Bank branch or at Post Office counters.
You will also be able to manage your account easily with monthly statements, free text alerts, and online and telephone banking.
This account is only available to customers who do not qualify for one of our other current accounts or who are experiencing financial difficulties.
There are no costs to run this account. Overdrafts are not permitted and requests for unplanned borrowing will usually be declined. Account subject to status, applicants must be 16 or over to apply.
No monthly account fee.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.
Readycash accounts cannot be applied for directly. If you apply for one of our other Current Accounts and you're not eligible, we'll let you know at the end of the application and offer you a Readycash account (if appropriate).
Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM
Call us to speak to an advisor or apply for a current account by phone
For your security calls may be monitored or recorded.