Skip to content Skip to primary navigation Skip to secondary navigation
We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Signature Current Account

The added benefits of a Signature Account

For customers who have travel insurance as part of their Signature or Private account or for customers who have a standalone travel policy with AIG, please read the following updates:

Yorkshire Bank’s Signature Current Account offers more than day to day banking services. For £13.50 per month, it gives you all year round family travel insurance, UK breakdown cover, mobile phone and gadget insurance, and ID Defender. Discounts from certain high street stores are also available for Signature Current Account holders, along with selected supermarkets, holidays, tickets and events. Applicants must be 18 or over. Terms, conditions & exclusions apply to all insurance policies and services. Full details are included in policy documents.

  • Travel insurance*

    Underwritten by AIG Europe Limited

    Multi-trip cover for you and your family, including winter sports, golf and weddings abroad.

    *Cover is not provided for travel to or through Afghanistan, Cuba, Liberia and Sudan or areas where the Foreign and Commonwealth Office have advised against all but essential travel.

  • Mobile phone insurance

    Mobile phone insurance is underwritten by London General Insurance Company Limited

    Covers your phone (with a value of up to £1000 including VAT) for loss, theft and accidental damage of your mobile phone in the UK and many countries abroad.

  • Gadget insurance

    Gadget insurance is underwritten by London General Insurance Company Limited

    Provides cover for some devices including cameras, MP3 players, laptops, tablets and more.

  • ID Defender

    Access your credit reports, check if your personal details are being used online, and get support and advice when you need it.

  • My Signature Rewards

    Our Rewards website gives you access to discounts on travel, leisure and selected retail shopping – save at Asda, Sainsbury’s and Morrisons.

  • UK breakdown cover

    UK breakdown cover from Yorkshire Bank is provided by Green Flag

    Whether you’re a driver or a passenger - including home call.

  • Lots more

    Preferential rates on our linked Signature Savings Account and a preferential standard rate for arranged overdrafts (subject to status).
    Savings summary

FSCS

How to switch or apply

Our advisors will help you switch your current account when completing your application

Find out more


Switch or apply by phone
Request a phone appointment
Switch or apply in branch
Request a branch appointment Branch locator
Existing customers
Call us on
0800 678 3380

Monday - Friday 8.00am - 8.00pm
Saturday 9.00am - 5.00pm
Sunday 10.00am - 4.00pm


Existing Current Account Plus customers can upgrade to a Signature Current Account online:

Transfer online

My Benefits

Existing Signature customers can login/login here:

Log in to My Benefits

Your questions answered

Have a look at some of the frequently asked questions about our Signature Current Account


As a Signature Current Account holder you’ll have access to the "My Benefits" website to view and manage your Signature benefits.

If you already have insurance that’s similar to the cover provided by a Signature Account, through the Bank or another provider, you should check if this product is suitable for you. Even if you have two policies covering the same risk, you’ll only be able to make one claim.

Protection and insurance
 
Annual worldwide family travel insurance

Travel Insurance from Yorkshire Bank is underwritten by AIG Europe Limited

Enjoy as many trips as you want, with up to 31 days’ cover for every trip. 17 days’ winter sports cover per year is included too.

When your next trip comes around, your Signature Current Account takes care of the travel insurance – automatically.

  • Your family – you and your partner are covered (where you live together), along with up to four dependent children aged under 18 (either in full time education or living with you). Your children are even covered on school trips – as long as someone over 18 remains responsible for your child
  • UK trips – as long as you’re in pre-booked accommodation, you’re covered
  • Age and medical conditions – you’re covered until your 75th birthday. If you or anyone insured on this policy have pre-existing medical conditions, just call 0345 602 2369 and the insurer will confirm whether it is able to cover your condition. If the insurer can’t cover your condition, they can simply exclude it from your policy
  • Golf and wedding insurance while abroad– included as standard under the policy
  • Natural catastrophe cover – providing cover for cancellation of your trip or additional costs incurred to reach your destination
  • Talking Nurses – access to a telephone based service to answer your medical questions, before and during travel
  • Second Opinion Medical Services – if you, your partner or dependent children suffer any accidental injury or illness, you’ll get access to a medical second opinion service
  • Excluded countries – Afghanistan, Cuba, Liberia and Sudan, or areas where the Foreign and Commonwealth Office have advised against all but essential travel

Green Flag UK car breakdown cover

UK breakdown cover from Yorkshire Bank is provided by Green Flag

  • Cover at home or on the roadside, if the vehicle you are travelling in breaks down
  • Repair or recover. We’ll arrange for Green Flag to come to you as soon as possible and attempt to repair the vehicle, or if necessary take you, the vehicle and any passengers to an available repairer of our choice (no matter how far it is) or your chosen destination (as long as it is within 10 miles of the incident)
  • We can relay telephone messages to your friends, family and even work colleagues to advise of unforeseen travel delays

With Personal Cover you’re covered, regardless of whether you are the driver or passenger. As long as the vehicle you’re travelling in at the time is privately registered in the UK and less than 16 years old, we can help you.


Mobile phone insurance

Mobile phone insurance is underwritten by London General Insurance Company Limited

Don't let a stolen or lost phone spoil your day. Signature Current Account offers valuable cover for your mobile phone.

  • Cover up to a value of £1000 including VAT – includes iPhones, Blackberrys and Android phones and two claims can be made in any 12 month period. Excess of £25, £50 or £100 payable on successful claims depending on circumstances of claim
  • One phone per account holder
  • Worldwide cover − against loss, theft, damage and breakdown (including faults)
  • Unauthorised charges cover − up to a maximum of £1,000 per claim for a contract phone or £100 for pay as you go
  • Accessories cover – if they're involved in the same incident – up to £250 per claim

There's no need to register your phone details with us, but it can help improve the claim process if you do. You can register your phone details or make a claim by visiting www.cbonline.co.uk/mybenefits. Alternatively you can call 0345 602 2369


Gadget insurance

Gadget insurance is underwritten by London General Insurance Company Limited

Signature Current Account offers valuable cover for your and your family's gadgets, including MP3 players, laptops and iPods.

  • Gadgets with a value between £50 and £750 (inc. VAT) are covered.  Excess of £25 or £50 payable on successful claims depending on circumstances of claim
  • Worldwide cover − against loss (not tablets, iPads and laptops), theft, damage and breakdown (including faults)
  • Covers accessories − involved in the same incident – up to £250 per claim
  • Gadgets must be no more than 5 years old at point of claim
  • You can make up to two claims in any 12 month period

You can register your gadget details or make a claim online or you can call 0345 602 2369.


ID Defender

Your identity is a valuable possession − we'll help you keep it safe with ID Defender.

ID Defender protects the information you share online and lets you know if your personal data is being accessed by criminals to commit fraud in your name.

ID Defender includes access to:

  • Keystroke Encryption Software – that you can download onto three of your devices
  • Web Detect – which checks to see if your personal or financial details are being used online
  • Online Credit Report – get access to your credit history whenever you need it
  • A Specialist Fraud Helpline – get advice and support if you think you've been a victim of identity fraud

You can register your for ID Defender and access your Credit Report. Internet access is required to make use of this benefit.

My Signature Rewards

Save every day when you shop at specified major stores and supermarkets. Enjoy discounts on selected holidays, tickets and events, plus lots more.

  • Save on high street shopping at Argos, Asda, Boots, Toys R Us and more
  • Save on food shopping with Asda, Sainsbury's and Morrisons
  • Enjoy discounts on holidays, hotels and travel with Thomas Cook
  • Make big savings at hundreds of cinemas and even discounts on concert and event tickets

 

You get all this and more from our My Signature Rewards website. Internet access is required to make use of this benefit.

Additional banking benefits
A preferential rate linked Signature Savings Account

Specially designed for Signature Current Account holders, you can manage your savings online and make cash machine withdrawals.

Automated Funds Sweeping Service - maximise interest and reduce risk of going inadvertently overdrawn

With our sweeping service, you're in charge – just set an upper and lower limit for the amount of money you'd like to hold in your Signature Current Account.

When your balance goes above this amount, we'll automatically transfer the difference to your Signature Savings Account. And if your Signature Current Account drops below the level you've set, we'll automatically top it up from your savings account. We'll help you get the most from your savings.

Withdrawals can only be made by transfering funds to your linked Signature Current Account via the Internet or Telephone Banking.

Planned Borrowing – pay less compared to Current Account Plus

Apply for an overdraft (subject to status) on your Signature Current Account − when you borrow within your agreed limit, you'll pay a preferential planned borrowing rate of interest.

Savings Summary


 

Standard Current Account Benefits
Internet and telephone banking – bank when it suits you

No need to visit a branch to get the most from your Signature Current Account.

With 24 hour internet and telephone banking, you can pay bills, check your balance and lots more – where and when it suits you. These services may be temporarily unavailable during periods of routine maintenance

Spending made easy with your debit card

Pay for goods and services with your debit card – in the UK or abroad. You can also get cashback at some retailers, handy if you need cash. Remember there's a handling charge when you use your debit card overseas. Remember it's useful to let us know when you're going to be using your card abroad to highlight any change in spending activity.

Important information

Worldwide family multi-trip travel insurance policy (excluding Afghanistan, Cuba, Liberia and Sudan) is underwritten by AIG Europe Limited. You and all persons insured must have lived in the UK or Channel Islands for at least 6 of the last 12 months before opening the Signature Current Account for cover to be available and continue to hold this status to remain eligible. AIG Europe Limited (FCA No 202628) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Green Flag UK breakdown cover is provided by Green Flag and underwritten by U K Insurance Limited, The Wharf, Neville Street, Leeds, LS1 4AZ. Company No. 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded.

Mobile phone and gadget insurance are provided by Lifestyle Services Group Limited (Register No. 315245) with a single provider, London General Insurance Company Limited (Register No. 202689). Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority. London General Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. ID Defender are provided by Lifestyle Services Group Limited (ID Defender are not regulated by the Financial Conduct Authority).