Skip to content Skip to primary navigation Skip to secondary navigation
We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Current Account

£150

from us to you

Fully switch your current account to us, maintain at least two active direct debits and pay in £1000 per month. Terms, conditions and exclusions apply.

Find out more

Signature Current Account

It's good to know you're covered

The Yorkshire Bank Signature Current Account not only provides you with easy access to your funds, but in addition, gives you all year round family travel insurance, UK breakdown cover, mobile phone and gadget insurance, and ID Defender for £13.50 per month.

Discounts are also available for Signature Current Account holders when you shop at certain major high street stores and supermarkets, as well as some holidays, concert tickets and events.

Applicants must be 18 years or over. Terms, conditions and exclusions apply to all insurance policies and services. Full details are included in all policy documents.

FSCS Current Account switch guarantee
Benefits

Travel insurance

Provided by AIG Europe Limited

Multi-trip cover for you and your family, including winter sports, golf and weddings abroad.

See protection and insurance below for conditions and exclusions.

Refer to key facts & policy document for full details

Mobile phone insurance

Provided by Lifestyle Services Group

Covers your phone (with a value of up to £1000 including VAT) for loss, theft and accidental damage of your mobile phone.

See protection and insurance below for conditions and exclusions.

Gadget insurance

Provided by Lifestyle Services Group

Provides cover for many devices including cameras, MP3 players, laptops, tablets and more with a value between £50 and £750 including VAT.

See protection and insurance below for conditions and exclusions.

ID Defender

Provided by Lifestyle Services Group

Access your credit reports, check if your personal details are being used online, and get support and advice when you need it.

My Signature rewards

Our Rewards website gives you access to discounts on certain travel, leisure and retail shopping – such as Sainsbury’s and Morrisons.

UK breakdown cover

Provided by Green Flag

Whether you’re a driver or a passenger - including home call.

See protection and insurance below for conditions and exclusions.

If you already have insurance that's similar to the cover provided by a Signature Account, through the Bank or another provider, you should check if this product is suitable for you.

Even if you have two policies covering the same risk, you'll only be able to make one claim.

Overdrafts are available on this account subject to status. Applicable fees and charges on planned and unplanned borrowing can be found here


My benefits
Family photo
Signature Current Account holder

As a Signature Current Account holder you’ll have access to the "My Benefits" website to view and manage your Signature benefits.

Even if you have two policies covering the same risk, you’ll only be able to make one claim.

Log in to my benefits

Benefits in detail
Protection and insurance
Annual worldwide family travel insurance

Underwritten by AIG Europe Limited

For customers who have travel insurance as part of their Signature or Private account or for customers who have a standalone travel policy with AIG, please read the following updates:

Enjoy as many trips as you want, with up to 31 days’ cover for every trip. 17 days’ winter sports cover per year is included too.

When your next trip comes around, your Signature Current Account takes care of the travel insurance – automatically.

  • Your family – you and your partner are covered (where you live together), along with up to four dependent children aged under 18 (either in full time education or living with you). Your children are even covered on school trips – as long as someone over 18 remains responsible for your child
  • UK trips – as long as you’re in pre-booked accommodation, you’re covered too
  • Age and medical conditions – you’re covered until your 75th birthday. If you or anyone insured on this policy have pre-existing medical conditions, just call 0345 602 2369 and the insurer will confirm whether it is able to cover your condition. If the insurer can’t cover your condition, they can simply exclude it from your policy
  • Golf and wedding insurance while abroad – included as standard under the policy
  • Natural catastrophe cover – providing cover for cancellation of your trip or additional costs incurred to reach your destination
  • Talking Nurses – access to a telephone based service to answer your medical questions, before and during travel
  • Second Opinion Medical Services – if you, your partner or dependent children suffer any accidental injury or illness, you’ll get access to a medical second opinion service
  • Excluded countries – Afghanistan, Cuba, Liberia and Sudan, or areas where the Foreign and Commonwealth Office have advised against all but essential travel

Green Flag UK breakdown cover

Provided by Green Flag and underwritten by UK Insurance Ltd

You’ll never be left stranded with your Signature Current Account. It comes with Green Flag UK Breakdown Cover, to get you back on the road if your car ever breaks down.

  • Cover at home or on the roadside, if the vehicle you are travelling in breaks down
  • Green Flag will come to you as soon as possible and attempt to repair the vehicle, or if necessary take you, the vehicle and any passengers to an available repairer (no matter how far it is) or your chosen destination (as long as it is within 10 miles of the incident)
  • We can relay telephone messages to your friends, family and even work colleagues to advise of unforeseen travel delays

With Personal Cover you’re covered, regardless of whether you are the driver or passenger. As long as the vehicle you’re travelling in at the time is privately registered in the UK and less than 16 years old, we can help you.


Mobile phone insurance

Provided by Lifestyle Services Group and Underwritten by London General Insurance Company Limited

Don't let a stolen or lost phone spoil your day. Signature Current Account offers valuable cover for your mobile phone.

  • Cover up to a value of £1000 including VAT – includes iPhones, Blackberrys and Android phones and two claims can be made in any 12 month period. Excess of £25, £50 or £100 payable on successful claims depending on circumstances of claim
  • One phone per account holder
  • Worldwide cover − against loss, theft, damage and breakdown (including faults)
  • Unauthorised charges cover − up to a maximum of £1,000 per claim for a contract phone or £100 for pay as you go
  • Accessories cover – if they're involved in the same incident – up to £250 per claim

There's no need to register your phone details with us, but it can help improve the claim process if you do. You can register your phone details or make a claim by visiting www.ybonline.co.uk/ mybenefits. Alternatively you can call 0345 602 2369


Gadget insurance

Provided by Lifestyle Services Group and Underwritten by London General Insurance Company Limited

Signature Current Account offers valuable cover for your and your family's gadgets, including MP3 players, laptops and iPods.

  • Gadgets with a value between £50 and £750 (inc. VAT) are covered.  Excess of £25 or £50 payable on successful claims depending on circumstances of claim.
  • Worldwide cover − against loss (not tablets, iPads and laptops), theft, damage and breakdown (including faults)
  • Covers accessories − involved in the same incident – up to £250 per claim
  • Gadgets must be no more than 5 years old at point of claim
  • You can make up to two claims in any 12 month period

You can register your gadget details or make a claim online or you can call 0345 602 2369.


ID Defender

Provided by Lifestyle Services Group

Your identity is a valuable possession − we'll help you keep it safe with ID Defender.

ID Defender protects the information you share online and lets you know if your personal data is being accessed by criminals to commit fraud in your name.

ID Defender includes access to:

  • Keystroke Encryption Software – that you can download onto three of your devices
  • Web Detect – which checks to see if your personal or financial details are being used online
  • Online Credit Report – get access to your credit history whenever you need it
  • A Specialist Fraud Helpline – get advice and support if you think you've been a victim of identity fraud

You can register for ID Defender and access your Credit Report. Internet access is required to make use of this benefit.

My Signature Rewards

Save every day when you shop at certain major stores and supermarkets. Enjoy discounts on holidays, tickets and events, plus lots more.

  • save at certain high street shops such as Argos, Boots, Toys R Us and more
  • Save on food shopping with Sainsbury's and Morrisons
  • Enjoy discounts on holidays, hotels and travel with Thomas Cook
  • Make savings at hundreds of cinemas and discounts on some concert and event tickets

You get all this and more from our My Signature Rewards website. Internet access is required to make use of this benefit.

Additional banking benefits
A linked Signature Savings Account

Specially designed for Signature Current Account holders, you can manage your savings online.

Withdrawals can only be made by transferring funds to your linked Signature Current Account .via internet, mobile or telephone banking.

Savings summary

Automated Funds Sweeping Service - reduce the risk of going overdrawn inadvertently

With our sweeping service, you're in charge – just set an upper and lower limit for the amount of money you'd like to hold in your Signature Current Account.

When your balance goes above this amount, we'll automatically transfer the difference to your Signature Savings Account. And if your Signature Current Account drops below the level you've set, we'll automatically top it up from your savings account. Funds sweeping happens overnight.


Standard current account benefits
Mobile, internet and telephone banking -bank when it suits you

No need to visit a branch to get the most from your Signature Current Account.

With 24 hour internet, mobile and telephone banking, you can pay bills, check your balance and lots more – where and when it suits you. These services may be temporarily unavailable during periods of routine maintenance.

Spending made easy with your debit card

Pay for goods and services with your debit card – in the UK or abroad (additional fees and charges may apply). You can also get cashback at some retailers, handy if you need cash. Remember there's a handling charge when you use your debit card overseas. It's useful to let us know when you're going to be using your card abroad to highlight any change in spending activity.

Important information

Worldwide family multi-trip travel insurance policy (excluding Afghanistan, Cuba, Liberia and Sudan) is underwritten by AIG Europe Limited. You and all persons insured must have lived in the UK or Channel Islands for at least 6 of the last 12 months before opening the Signature Current Account for cover to be available and continue to hold this status to remain eligible. AIG Europe Limited (FCA No 202628) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Green Flag UK breakdown cover is provided by Green Flag and underwritten by U K Insurance Limited, The Wharf, Neville Street, Leeds, LS1 4AZ. Company No. 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded.

Mobile phone and gadget insurance are provided by Lifestyle Services Group Limited (Register No. 315245) with a single provider, London General Insurance Company Limited (Register No. 202689). Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority. London General Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. ID Defender is provided by Lifestyle Services Group Limited (ID Defender is not regulated by the Financial Conduct Authority).

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Pleas check terms and conditions for more information. Your eligible deposits with Clydesdale Bank plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Please refer to FSCS information


Apply

Apply by phone

Call us free on:

0800 678 3380

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Existing Current Account Plus customers can upgrade to a Signature Current Account online:

Upgrade online

Apply in branch

Visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Current Account switch guarantee
Switch Guarantee

Find out how straightforward it is to switch your current account to us from another bank.

Find out more about switching

Compare accounts

We offer a range of current accounts with many different benefits and we've summarised these to help you see which account would suit your circumstances.

Compare all accounts


Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a current account by phone

0800 678 3380

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm