We've called it Current Account Direct, as you're directly in control of the account 24/7. The account has been created so that for the most common types of transaction there should be no need to visit a branch.
Please note: Current Account Direct has been designed for self service, you must use our phone and internet services to operate your account.
You probably want to earn interest on the money in your account. Most people do. Which is why we’ve created Current Account Direct.
You just need to deposit at least £1,000 in your account each month. (Excludes internal transfers). We’ll pay you 2% AER (1.98% gross p.a. variable) on your credit balance up to £3,000.
Drawing on customer feedback, we’ve designed Current Account Direct to offer:
Our helpful advisors will help you switch when completing your application
Monday - Friday 8.00am - 8.00pm
Saturday 9.00am - 5.00pm
Sunday 10.00am - 4.00pm
Existing Current Account Plus customers can transfer to Current Account Direct online:Transfer online
Rate of interest - 9.48% per annum (variable)
Total amount of credit - £1200
EAR - 9.90% variable
The rate of interest shown is an Effective Annual Rate (EAR) which takes account of the rate of interest charged, the frequency it is levied to the account and the compounding interest.*
* This example is for illustration purposes only.
2% AER (1.98% gross p.a. variable). Interest paid monthly. For account transfers, Current Account Switch Service should be used, subject to eligibility. Subject to status 18+ only. Offer may be withdrawn at any time. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate is the interest payable without taking account of the deduction of income tax. For most customers tax will be deducted at the basic rate prevailing at the time of payment, presently 20%. All financial information correct at 14.04.14.
You need to be 18 or over to apply for our Current Account Direct. Overdrafts and debit cards are subject to status. We can provide a written quotation for an overdraft on request. Current Account Direct accounts cannot be linked to a Yorkshire Bank Offset Mortgage for the purposes of offsetting interest.
With online, mobile, and phone banking, it’s easy to manage your Yorkshire Bank Current Account Direct.
But if you need to pay in cash and or cheques or report a stolen debit card – don’t worry. You can still pop in to your local Yorkshire Bank branch to access these services.
Telephone and Internet Banking may be temporarily unavailable during periods of routine maintenance. And we may monitor or record calls to help us improve our service.