Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users' requirements and to enable us to learn which advertisements bring users to our website. We do NOT use cookies to collect any personal information about you. By continuing to browse our web pages, you agree that we may use cookies for these purposes. Find out more.×

Current Account Control

Help limit your charges

Each time you use your account when there's not enough money in it to cover the transaction, or you go over your overdraft limit (should you have one), you'll be charged a fee. These are known as unplanned borrowing fees but you could limit them with our Current Account Control. Along with the benefits of a regular current account, for £7.50 per month, the account aims to stop payments^ that would otherwise result in you paying unplanned borrowing fees. This account is subject to status and applicants must be 18 years or over.

What you get

Monthly account fee of £7.50. Other fees and charges may apply.

Debit Card

Lets you pay for goods and services in person, by phone, online and abroad (subject to available funds).

Find out more about using your card abroad

(Additional charges may apply when using your card abroad.)

24 hour access*

Via telephone banking, mobile and internet banking.

*These services may be temporarily unavailable due to routine maintenance. Calls may be recorded or monitored for your security.

Overdrafts

You can apply online (sole applicants only) as part of your Current Account Control application. You can also apply by phone or in branch. Subject to status.

Up to £350 cash withdrawal a day

365 days of the year at any Yorkshire Bank ATM or ATM in the UK or abroad (Subject to available funds. Additional charges may apply when using your card abroad.)

^ Exceptions

Important information

You should make sure you always have enough available funds to cover payments such as standing orders or Direct Debits. These may not be paid if paying them would take your account into unplanned borrowing. This may include important payments, such as insurance or your mortgage, and you may incur charges from the providers of these products.

You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may want to look at altering the dates of your standing orders and Direct Debits, to ensure there's money in your account to pay them. Your local branch can help you set up the right payment options.

If you're switching from an existing Yorkshire Bank account to Current Account Control or are moving your account to us from another bank, please make sure that you have sufficient funds to cover any payments made before the account switch, that are charged to your account afterwards.

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.

Already started an application?

Login to retrieve your current account control application. If you're not sure what your login details are, or you can't get online for some reason, please give us a call on 0800 028 3632.

Continue with saved application (opens in a new window)

Important information

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk  


Help and support


Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a current account by phone

Or if you're abroad / Outside UK

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

For your security calls may be monitored or recorded.