Fully switch your current account to us, maintain at least two active direct debits and pay in £1000 per month. Terms, conditions and exclusions apply.
Each time you use your account when there's not enough money in it to cover the transaction or you go over your overdraft limit (should you have one), you'll be charged a fee. These are known as unplanned borrowing fees but you could limit them with our Current Account Control. Along with the benefits of a regular current account, for £7.50 per month, the account aims to stop payments^ that would otherwise result in you paying unplanned borrowing fees. This account is subject to status and applicants must be 18 years or over.
There are still times when a payment can go through, even if there are not sufficient funds in the account. You'll not have to pay unplanned borrowing fees or charged debit interest on any unplanned borrowing. This could happen when:
You should make sure you always have enough available funds to cover payments such as standing orders or Direct Debits. These may not be paid if paying them would take your account into unplanned borrowing. This may include important payments, such as insurance or your mortgage, and you may incur charges from the providers of these products.
You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may want to look at altering the dates of your standing orders and Direct Debits, to ensure there's money in your account to pay them. Your local branch can help you set up the right payment options.
If you're switching from an existing Yorkshire Bank account to Current Account Control or are moving your account to us from another bank, please make sure that you have sufficient funds to cover any payments made before the account switch, that are charged to your account afterwards.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information. Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Please refer to FSCS information.