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Current Account Control

Help limit your charges

Each time you use your account when there's not enough money in it to cover the transaction, or you go over your overdraft limit (should you have one), you'll be charged a fee. These are known as unplanned borrowing fees but you could limit them with our Current Account Control. Along with the benefits of a regular current account, for £7.50 per month, the account aims to stop payments^ that would otherwise result in you paying unplanned borrowing fees. This account is subject to status and applicants must be 18 years or over.

What you get

Monthly account fee of £7.50. Other fees and charges may apply.

Debit Card

Lets you pay for goods and services in person, by phone, online and abroad (subject to available funds).

Find out more about using your card abroad

(Additional charges may apply when using your card abroad.)

24 hour access*

Via telephone banking, mobile and internet banking.

*These services may be temporarily unavailable due to routine maintenance. Calls may be recorded or monitored for your security.

Overdrafts

Planned overdrafts available subject to status. Fees and charges apply and can be found here.

Up to £350 cash withdrawal a day

365 days of the year at any Yorkshire Bank ATM or ATM in the UK or abroad (Subject to available funds. Additional charges may apply when using your card abroad.)

^ Exceptions

Important information

You should make sure you always have enough available funds to cover payments such as standing orders or Direct Debits. These may not be paid if paying them would take your account into unplanned borrowing. This may include important payments, such as insurance or your mortgage, and you may incur charges from the providers of these products.

You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may want to look at altering the dates of your standing orders and Direct Debits, to ensure there's money in your account to pay them. Your local branch can help you set up the right payment options.

If you're switching from an existing Yorkshire Bank account to Current Account Control or are moving your account to us from another bank, please make sure that you have sufficient funds to cover any payments made before the account switch, that are charged to your account afterwards.

You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.

Apply

Are you a new or existing customer?

Are you registered for Internet Banking, Telephone Banking or have a Debit card with us?

Are you opening an account in your name or a joint application?

Are you opening an account in your name or a joint application?

Do you need to apply for an overdraft?

Overdrafts cannot currently be arranged online but you still have the option to apply for one after your account is opened. All overdraft agreements are subject to status

Do you need to apply for an overdraft?

Overdrafts cannot currently be arranged online but you still have the option to apply for one after your account is opened. All overdraft agreements are subject to status

 Apply online

  • Our application takes just 10-15 minutes
  • Get an instant decision* if successful
  • Register for internet and telephone banking
  • Option to switch your existing account to us
  • You must be 18 or over to apply online
  • If you’re not eligible for this account, we’ll let you know at the end of the application and offer you our Readycash basic bank account, instead (if appropriate).

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net Monthly salaries
  • Details of your expenditure – e.g. Mortgage/Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

Apply online

  • Our application takes just 10-15 minutes
  • Get an instant decision* if successful
  • Register for internet and telephone banking
  • Option to switch your existing account to us
  • You must be 18 or over to apply online
  • If you’re not eligible for this account, we’ll let you know at the end of the application and offer you our Readycash basic bank account, instead (if appropriate).

* We aim to give online decisions for applications submitted between 8am to 10pm, Monday - Saturday and 8am to 9pm on Sundays. If we are unable to provide an instant decision or your application is submitted outside these times, we will aim to inform you within one working day.

You will need this to apply:

  • Your address details for the past 3 years
  • Your current employer’s details (if applicable)
  • Income details - your Gross Annual and Net Monthly salaries
  • Details of your expenditure – e.g. Mortgage/Rent, loan payments
  • Your current bank details (if you are planning to Switch)

Start again

Call us free on:

0800 678 1230

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

Request a phone appointment

Visit your local branch:

Or visit us in branch and one of our advisors will guide you through the application process.

Request a branch appointment

Branch Locator

Start again


Already started an application?

Log in to retrieve your online current account application

If you completed the username and password section of your application, then we’ll have automatically saved it for you. You can now log in to complete your application or retrieve your decision. If you're not sure what your login details are, or you can't get online for some reason, please give us a call on 0800 028 3632.

Retrieve your application

Important information

Protecting your money

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £75,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk  


Help and support


Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a current account by phone

0800 678 3380

  • We're here
  • Mon-Fri 8am - 8pm
  • Sat 9am - 5pm
  • Sun 10am - 4pm

For your security calls may be monitored or recorded.