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Comparing current accounts

An at-a-glance guide to our current account features

Current accounts are one of the most common ways of storing your money safely, with instant access to funds, subject to available funds. You can access your current account through online banking, telephone banking or visiting one of our branches. We have tried to help you make your current account choice by comparing each below. With all of these accounts, comes a debit card and our mobile, telephone and internet banking services.

Browse our table of current account options below to help you discover which account would suit you. Terms and conditions apply. All accounts are subject to status and eligibility.

Standard current account features

All of our standard current accounts come with a debit card, optional cheque book and access to our mobile, telephone and internet banking.

Monthly fee
£7.50
£13.50
Minimum age
16
18+ if you want to apply online
16
18+ if you want to apply online
18
18
Tick
Apple Pay
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Tick
Tick
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Android Pay
Tick
Tick
Tick
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Interest paid on credit balances up to £2000
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Linked savings account available
Tick
(Compulsory)
Tick
Tick
Tick
Planned borrowing2
(Monthly planned usage fee and debit interest apply)

What is this?
Tick
Tick
Tick
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Unplanned borrowing3
(Daily unplanned borrowing fee applies)

What is this?
Tick
Tick
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Planned and unplanned borrowing grace days4
What is this?
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Returned item fee
What is this?
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Tick
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Fee cap
What is this?
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Tick
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Offset mortgage facilities
What is this?
Tick
Tick
Tick
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Extra Signature Account benefits

Worldwide travel insurance

Provided and underwritten by AIG Europe Ltd
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UK breakdown cover

Provided by Green Flag and underwritten by U K Insurance Ltd
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Mobile phone insurance

Provided by Lifestyle Services Group Ltd and underwritten by Assurant General Insurance Ltd
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Gadget insurance

Provided by Lifestyle Services Group Ltd and underwritten by Assurant General Insurance Ltd
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ID Defender
Provided by Lifestyle Services Group Ltd
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My Signature Rewards
Gives you access to offers and discounts on certain travel leisure and shopping
Tick

Our other accounts

Readycash account

Our basic bank account, only available to customers who are aged 16 years and over and not eligible for one of our standard Current Accounts. May also be available for customers experiencing financial difficulties.

Find out more

Private Current Account

Our Private Current Account is available to individuals with annual earnings of at least £75,000, joint incomes of £100,000, or investable assets of £100,000. Monthly fee of £25 and secures the service of a dedicated relationship manager.

Find out more

Switching your account to Yorkshire Bank

You can switch your existing bank account to us within 7 working days with the switch account service. The service is easy to use and we’ll do everything for you.

Find out more about switching
FSCS

Please see FSCS leaflet download for futher information or visit www.fscs.org.uk

  1. Both a B Current and B Instant Savings account must be opened at the same time and both held to take full advantage of all the features of the accounts and the B app. You’ll also need a compatible smartphone or tablet to take advantage of all the tools.
  2. Planned borrowing (subject to status) is when you have agreed an overdraft limit with us on your current account, allowing you to continue to make payments up to the value of your agreed overdraft limit. A monthly planned usage fee is applied each month you use planned borrowing greater than the value of the planned borrowing buffer amount. B Current gives you two working days each month to reduce your borrowing to below the buffer (£25) before you're charged the monthly planned usage fee.
  3. Unplanned borrowing happens when you exceed the amount available in your account (including any agreed overdraft); a daily unplanned borrowing fee is applied on each business day that you are in an unplanned position which is greater than the value of your unplanned borrowing buffer amount. B Current gives 2 working days grace to bring your unplanned borrowing to less than the buffer amount (£10) before the fee is charged.
  4. The grace period gives you two business days to bring your Unplanned Borrowing to less than the buffer amount before the fee is charged. You qualify for another grace period when you reduce your Unplanned Borrowing to less than the buffer amount.

Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

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