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Business Investment Loan

Flexible finance for business growth

Invest in the future of your business, with a Business Investment Loan from Yorkshire Bank. This business loan solution allows you to purchase fixed assets for business purposes, purchase business premises, or acquire a business that compliments your existing activities.

  • Simple and flexible way to fund potential growth
  • Available to business customers seeking to borrow amounts over £25,000
  • Suitable for businesses owning the freehold or leasehold premises from which they operate (i.e. owner-occupied commercial property)

To find out more:

  • Call into your nearest branch or call 0845 606 4477
  • If you’re an existing Business customer, contact your Business Manager
  • Existing Business Direct customers, call 0845 606 4477

More Benefits

  • Personal attention – Business Manager or Business Advisor can make fast decisions
  • Flexible – ability to use equity in your property to invest in the business
  • Choice – a range of flexible repayment options
  • Tailored – loan repayments tailored to suit your cashflow needs
  • Control – easier to plan budgets and future development
  • Certainty – option of fixed interest rates to provide protection against interest rate increases
  • Simple – straightforward interest rates and fee structures

Further Features

  • Interest-Only option from 1 to 5 years
  • Range of flexible repayment options
  • Variable interest rates, fixed interest rates or a combination of these. Fixed Rate option term from 1 to 10 years
  • Additional fixed rate period can be agreed at expiry if the principal value of loan is greater than £25,000
  • Under the fixed rate option a Break Cost may apply should the loan be repaid in full or in part during the fixed rate period

Complementary Solutions

Important Information

  • Interest rate
    • Variable and Fixed rates – available on request from your Business Manager or Business Advisor
    • Standard interest rates can be found in the interest rates and charges section.  Interest rates in respect of borrowing facilities are individually negotiated and the amount you are charged will depend on your circumstances - speak to your Business Manager or Business Advisor for more details
  • Repayment type
    • Interest Only or Capital & Interest
    • With interest only option – you will need to plan a method of repaying the capital
  • Interest calculated daily
  • Minimum amount – £25,001
  • Maximum amount – negotiable. For amounts over £250,000 you may wish to consider a Tailored Business Loan
  • Minimum term – 1 year
  • Maximum term – 25 years
  • Range of flexible repayment options available
  • Costs
    • Standard charges can be found in the interest rates and charges section.  Other charges may apply which may be individually negotiated - speak to your Business Manager or Business Advisor for more details
  • Terms and conditions
    • Normal lending assessment applies
    • Security will be required
    • Full terms and conditions are available on request

Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.

Get in touch

New customers

Existing business customers

  • Contact your Business Manager

Existing Business Direct customers

  • Call 0845 606 4477