Interest Rate Risk Management
Minimise the risk from interest rate fluctuations
Minimise the risk that interest rate fluctuations pose to your cashflow with Interest Rate Risk Management from Yorkshire Bank. A flexible way to minimise your exposure – it allows you to take advantage of favourable rate movements.
- Potential for profit with known maximum rate of interest and ability to benefit from favourable rate moves
- Can be tailored to suit your business needs
- Allows you to concentrate on running your business
To start a new kind of banking relationship, arrange a visit to your local Financial Solutions Centre or call 08457 03 45 67.
More Benefits
- Personal attention – dedicated Treasury Solutions Partner can make fast decisions
- Debt management tool – can be used to manage core and non-core debt
- Flexible – profiles can be restructured should the interest rate view change
Further Features
- Can be structured to match specific cash flow requirements
- Fully tailored to cover all or some of the debt
- Available in Sterling and major foreign currencies
- Full term of the debt need not be covered
- Premium-based or zero cost structures available
Complementary Solutions
Important Information
- Interest
- Agreed when deal is transacted. Interest varies depending on the agreed solution. Talk to your Treasury Partner for details
- Debit interest priced to London InterBank Offered Rate (LIBOR)
- Typically paid monthly or quarterly
- Minimum amount – £250,000
- Maximum amount – unlimited
- Costs
- Depends on the specific solution agreed but can be zero-cost. Please speak to your Treasury Partner for full details
- Terms and conditions
- Available up to 30 year term
- Credit line may be required
- Full terms and conditions are available on request
CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.
Spot and forward foreign exchange deals or wholesale deposits in the London market are undertaken in accordance with the Bank of England’s Non-Investment Products (NIPS) code which is available on the Bank of England’s website (www.bankofengland.co.uk) or direct from the Bank of England, Threadneedle Street, London EC2R 8AH.
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.