Interest Rate Risk Management
Protect yourself from interest rate changes
Minimise the risks posed by interest rate fluctuations.Yorkshire Bank’s Interest Rate Risk Management gives you a flexible way to minimise your exposure – and benefit from favourable rate movements.
- Allows you to concentrate on running your business
- Potential for profit with known maximum rate of interest and ability to benefit from favourable rate moves
- Can be tailored to suit your business needs
To find out more, contact your Agribusiness Partner, arrange a visit to your local Financial Solutions Centre or call 08457 03 45 67.
More Benefits
- Flexible – profiles can be restructured should the interest rate view change
- Debt management tool – can be used to manage core and non-core debt
- Personal attention – dedicated Agribusiness Partner can make decisions - fast
Further Features
- Fully tailored to cover all or some of the debt
- Full term of the debt need not be covered
- Available in Sterling and major foreign currencies
- Premium-based or zero cost structures available
- Can be structured to match specific cashflow requirements
Complementary Solutions
Important Information
- Interest
- Agreed when deal is transacted. Interest varies depending on the agreed solution. Talk to your local Agribusiness Partner for details
- Debit interest priced to London InterBank Offered Rate (LIBOR)
- Typically paid monthly or quarterly
- Minimum amount – £250,000
- Maximum amount – unlimited
- Costs
- Depends on the specific solution agreed but can be zero-cost. Please speak to your local Agribusiness Partner for full details
- Terms and conditions
- Available up to 30 year term
- Credit line may be required
- Full terms and conditions are available on request
CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT.
Spot and forward foreign exchange deals or wholesale deposits in the London market are undertaken in accordance with the Bank of England’s Non-Investment Products (NIPS) code which is available on the Bank of England’s website (www.bankofengland.co.uk) or direct from the Bank of England, Threadneedle Street, London EC2R 8AH.
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.