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Term Loan

Flexible finance to grow your business

Get the funding you need. A Term Loan from Yorkshire Bank offers short, medium or long-term lending to suit your needs.


  • Interest is calculated daily and applied Monthly or Quarterly
  • Benefit from negotiable loan periods

To find out more:

  • Call into your nearest branch or call 0845 606 4477
  • If you’re an existing Business customer, contact your Business Manager
  • Existing Business Direct customers, call 0845 606 4477

More Benefits

  • Short-term loans can be used for working investment purposes
  • Medium-term loans can be used for fixed asset purchases
  • Long-term loans can be used for property purchases

Further Features

  • The flexibility of loan term is consistent with the life expectancy of the asset being purchased (where applicable)

Complementary Solutions

Important Information

  • Interest rate
    • Variable – available on request from your Business Manager or Business Advisor
    • Standard interest rates can be found in the interest rates and charges section.  Interest rates in respect of borrowing facilities are individually negotiated and the amount you are charged will depend on your circumstances - speak to your Business Manager or Business Advisor for more details
  • Repayment type
    • Interest Only or Capital & Interest
    • With Interest Only option – you will need to plan a method for repaying the capital
  • Interest calculated daily
  • Costs
    • Standard charges can be found in the interest rates and charges section.  Other charges may apply which may be individually negotiated - speak to your Business Manager or Business Advisor for more details
  • Cheques books are not available on this type of account
  • Terms and conditions
    • Normal lending assessment applies
    • Security may be required
    • Full terms and conditions are available on request

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT


Terms and conditions apply. All facilities are subject to status and applicants must be aged 18 or over.

Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office: 30 St. Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.

Get in touch

New customers

Existing business customers

  • Speak to your Relationship Contact

Existing Business Direct customers

  • Call 0845 606 4477