Spanish Mortgage
We take the hassle out of buying a property in Spain
- Our carefully selected partner Mediterranean will work closely with you to ensure everything is taken care of
- Competitive mortgages in pounds and euros
- Spanish bank account with access to Internet Banking in English
- Full legal service
- Competitive currency rates
- Home Insurance for your Spanish property
- The services of an English speaking contact
Buying in Spain can get quite complicated, but when you take out a Spanish Mortgage the process becomes a lot easier. We will introduce you to our carefully selected partner Mediterranean (a wholly owned subsidiary of Caja de Ahorros del Mediterraneo, CAM Bank) who will guide you through the complete process from start to finish, giving you peace of mind that everything will be taken care of. So if you are thinking of buying a holiday home, keen on an investment opportunity, or you'd like a more relaxed way of life, we can help make that dream a reality.
How to apply
- Ask us to call you back (opens in a new window)
- Visit your local Yorkshire Bank branch (opens in a new window)
- Telephone 0845 602 6198 (Monday - Friday 8.00am - 8.00pm)
What you get
Stress-free property buying
- We will help you decide on the right mortgage for you, open a Spanish bank account, sort out property tax and keep you up to date on currency markets to make your money work harder
- A dedicated mortgage specialist will keep you informed at every stage of the process
- With the help of our partners, we can also organise the setting up of utility and other bill payments in Spain.
Other mortgages
- Offset Mortgage - save thousands with our Offset Mortgage
- Current Account Mortgage - let your money work harder and smarter for you
- Flexible Payment Mortgage - be in control of your payments
- Fixed Rate Mortgages - make budgeting easier
- 2 Year Discounted Lifetime Offset Tracker Mortgage - the mortgage rate that stays attractive
- First Time Buyer Mortgages - helping you towards your first home
- Investment Housing Loan - secure your second property with our Investment Housing Loan
- Business Offset Mortgage - the power of personal and business banking combined
Changes in the exchange rate may increase the Sterling equivalent of your debt.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Yorkshire Bank is trading name of Clydesdale Bank PLC.
Clydesdale Bank and Yorkshire Bank will introduce you to Mediterranean (wholly owned by CAM Bank) and have no responsibility for any agreements or services levels provided by Mediterranean. Clydesdale Bank and Yorkshire Bank have an arrangement with Caja de Ahorros del Mediterraneo ('CAM Bank'), a Spanish bank, for CAM Bank to bring you the Spanish Mortgage product. The mortgage product is provided solely by CAM Bank who will determine what is most suitable for your circumstances and whether or not to offer you a mortgage.
CAM Bank will carry out its own assessment of your circumstances. Your agreement will be with CAM Bank which is responsible for its own literature, sales process and representations about the proposed mortgage and the administration of the mortgage once it has been accepted and made by CAM Bank. Clydesdale Bank has acted as an introducer only and has not given nor will give advice on the Spanish Mortgage product or its suitability. Please note CAM Bank is a third party which is independent of Clydesdale Bank and Yorkshire Bank and the National Australia Bank Group of companies.
Please note Mediterranean CAM International Homes (wholly owned by CAM Bank), are a third party which is independent of Clydesdale Bank and Yorkshire Bank and therefore we cannot accept liability for service received. Mediterranean are responsible for its own literature, property viewing process and sales and post sales service. Clydesdale Bank and Yorkshire Bank are acting as an introducer.
For your security, calls may be monitored or recorded.