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Guaranteed 50 Plus Life Cover, provided by engage Mutual Assurance

Guaranteed 50 Plus Life Cover is provided by engage Mutual Assurance for UK residents aged 50 to 80 and is designed to provide life insurance cover with a guaranteed payout on death. Monthly payments range from £8 to £50 a month so you can choose the level that suits you and once your policy starts, your monthly payments are guaranteed to never increase.

Over 50's Life Cover

Click the following link to obtain a quote and more information from engage

get more information

If you would like to speak to someone  for more information or about a quote call engage-

0800 2300 925
Calls maybe recorded for security and training purposes

Some of the main features are:

No Medical
Guaranteed 50 Plus Life Cover guarantees acceptance without a medical, irrespective of your medical history. 

However, if you are prepared to undertake a medical or answer questions relating to your health, there are other life insurance plans where you could receive more cover and you may wish to consider these.  In this instance you should contact a financial adviser.  You may be charged for this advice.

Fixed Premiums from £8 a month
Choose an amount you can afford and relax in the knowledge that your premiums won’t increase. The cost of cover depends on the level of cover chosen and your personal circumstances. Depending on how long you have your policy, the total you pay in premiums may be more than is paid out on your death.

Guaranteed tax-free cash lump sum
Tax-free payout – The lump sum your family will receive will be tax free. However, you should be aware that the amount payable on death normally forms part of your estate and therefore may be subject to inheritance tax unless the plan is written in trust . Over time, inflation will reduce the buying power of the lump sum payable on death.

The Guaranteed 50 Plus Life Cover is not a savings plan. It has no cash-in value. The full cash sum is only payable if you die after the first two years of the plan.  In cases of non-accidental death in the first two years, the amount payable is restricted to 150% of premiums actually paid.  If the policy holder dies as a result of an accident within the first two years then the policy will payout three times the sum assured to a maximum of £32,000.

Quick process
The application process only takes 10 minutes and you should receive your policy pack within 5 days of the application.

£20 Marks & Spencer vouchers FREE
Your gift(s) will be sent to you within 28 days of engage receiving the first premium. engage reserve the right to replace the gift(s) with another of equal value and quality if necessary. Terms and conditions apply.

Peace of mind
Guaranteed 50 Plus Life Cover is provided by engage Mutual Assurance, a well established UK mutual society. They share our commitment to providing affordable products and first class customer service.

Guaranteed 50 Plus Life Cover is provided by engage Mutual Assurance, Hornbeam Park Avenue, Harrogate, HG2 8XE tel: 01423 855000.
engage Mutual Assurance is a trading name of Homeowners Friendly Society Limited (HFSL), Registered and Incorporated under the Friendly Societies Act 1992, Reg. No.964F.  Authorised and regulated by the Financial Services Authority (FSA).  HFSL’s FSA Registration number is 110072.  You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234.

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