Business Investment Loan
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Flexible finance for business growth
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Benefits
Features
Important Facts
The ability to invest in your business is essential to future growth and development. Yorkshire Bank's Business Investment Loan, available to business customers seeking to borrow amounts over £25,000, offers a simple and flexible way to fund potential growth.
How it works
The Business Investment Loan is a term loan suitable for businesses owning the freehold or leasehold premises from which they operate (i.e., owner-occupied commercial property). Importantly, it can enable you to purchase fixed assets for business purposes, purchase business premises on an owner-occupied basis from which to transact business, or assist you to acquire a business that complements your existing activities.
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Benefits
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- Personal attention - dedicated pro-active relationship management
- Flexible - ability to use free equity in your property to invest in the business
- Choice - a range of flexible repayment options
- Tailored - loan repayments tailored to suit your cashflow needs
- Increased control - easier to plan budgets and future development
- Certainty - option of fixed interest rates to provide protection against interest rate increases
- Simple - straight-forward interest rates and fee structure
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Features
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- Interest-only option from 1 to 25 years
- A range of flexible repayment options. Variable interest rates, fixed interest rates or a combination of these
- Fixed Rate option term from 1 to 10 years
- An additional fixed rate period can be agreed at expiry if the principle value of loan is greater than £25,000
- Under the fixed rate option an early repayment charge may apply should the loan be repaid in full or in part during the fixed rate period
- Personal attention - dedicated Business Partner who can make decisions - fast
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Complementary solutions
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Important facts
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Interest Rate
- Variable & Fixed rates - available on request from your Business Partner
- Rates are individually negotiated. The actual rate available will depend upon your circumstances. Ask for a personalised illustration
Interest Repayment Type
- Option of Interest Only and Capital & Interest
- With interest only option your repayment only covers the interest due - you will need to plan a method of repaying the capital
How is interest calculated?
Minimum amount
Maximum amount
- Negotiable
- For amounts over £250,000 you may wish to consider a Tailored Business Loan
Minimum Term
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Maximum Term
Repayment options
- A range of flexible repayment options available
Alternative Options
What it costs
- Various fees apply - speak to your Business Partner for more details
Terms and conditions
- Normal Lending assessment applies
- Security will be required
- All terms and conditions are available on request
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Your home maybe repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is authorised and regulated by the Financial Services Authority. Credit facilities other than regulated mortgages are not regulated by the Financial Services Authority. Clydesdale Bank PLC, Registered in Scotland (No. SC001111), Registered Office 30 St Vincent Place, Glasgow, G1 2HL. A member of the National Australia Bank Group of companies.
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