Fee charged each month you take Unplanned Borrowing. You will be given 14 days notice before we debit your Account. This fee does not apply to Rapid Repayment Accounts or Flexible Repayment Accounts.

Daily Unplanned Borrowing Fee

£25.00

Fee charged each day we make a payment when you request Unplanned Borrowing. The fee is only charged where the amount you borrow at the end of the day exceeds the Buffer.

Other Day to Day Charges
Items which you authorise which are returned unpaid
Standing orders, Direct Debits and cheques	£35.00 per item
Cheque Card Overdraft Fee	£35.00 per item
Fee charged when you request Unplanned Borrowing by issuing a cheque backed by guarantee and we would have refused payment if the cheque had not been guaranteed.
Cheques you receive which are returned unpaid	£6.00 per item

The way in which each of the above fees and charges are calculated and applied to your Account is described in the Terms and Conditions applicable to your Account .

Charges for Additional Services
Banker's Draft	£13.00 per draft
Stopped Cheque	£10.00 per cheque

Above details the most common charges associated with Yorkshire Bank current accounts. Details of charges for any additional services will be given before the additional service is provided. Please contact your local branch for further details.

Collections Department
If we need to involve our Collections Department you must pay us all reasonable costs and expenses which we incur as a result. These could include any costs incurred by us on correspondence or in taking steps to trace you or recover money you owe us (including legal costs on a full indemnity basis). Further details are available on request at your local branch.

Interest Rates