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Readycash

Readycash - our Basic Bank Account

"To meet your everyday banking needs!"

Our basic bank account - Readycash - is a non-interest bearing, convenient, flexible account and can be accessed anytime of the day or night.

You will receive a debit card with Maestro functionality which will allow you to:

  • Pay for goods and services at point of sale, by phone or over the Internet.
  • Access thousands of LINK cash machines in the UK. You can withdraw up to £350 a day from cash machines* or the Post Office and higher amounts from any Yorkshire Bank branch counter. The minimum withdrawal is £1 from the Post Office.
  • Check the balance of your account 24 hours a day at any Yorkshire Bank cash machine** or any Post Office counter during their normal opening hours.
  • Pay into your account on the same day across a Yorkshire Bank counter with no need to fill out pay-in slips†.

Your debit card is the key to accessing all of your account's facilities and with:

  • 24 Hour Telephone Banking**
  • Internet Banking**
  • Direct Debit and standing order facilities
  • Regular monthly statements
  • Funds paid directly into your account†

you can manage your money without having to visit the branch.

If you require any further details please call into your local Yorkshire Bank branch .

Special Customer Offers

And there's more to a Yorkshire Bank Current Account than you think.  As well as all the banking benefits you receive, we bring you special customer offers so you can save money on holidays, leisure activities and shopping.  We will send your new offers in your statements.

Special Travel Discounts

Every single one of us looks forward to our summer holidays so much each year, and nowadays with our increasingly busy lives even a short break is eagerly anticipated.  When something's important, isn't it great when you can save money too…perhaps to buy those additional little treats while you're away!  So, with this in mind we've teamed up with Apollo Travel Direct,  part of United Co-op, to bring you Holiday Line.  You can make great savings on holidays and short breaks offered by the UK's biggest names in travel.

Important Information

* Subject to available funds. While we do not charge for this service, other providers may do so. Cash machines may be temporarily unavailable due to periods of routine maintenance.

**These services may be temporarily unavailable during periods of routine maintenance.

Some calls may be recorded or monitored, this procedure is for your security.

†Credits received after 4pm on a day of late opening will be credited on the following business day. Cash paid into your account can be withdrawn immediately.

Yorkshire Bank is a trading name of Clydesdale Bank PLC which is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. In respect of deposits with a UK office, payments under the scheme are limited to 100% of the first £35,000 of a depositor’s total credit balances with the Bank. Further details of the Scheme are available from us on request or from the Financial Services Compensation Scheme: www.fscs.org.uk or Financial Services Compensation Scheme, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.

If you are not happy with any aspect of our service, please request a copy of our internal complaint handling procedures. Our aim is to resolve complaints to the satisfaction of our customers. However, if in the unlikely event you disagree with the decision we have made, you can refer the matter to the Financial Ombudsman Service. Details are available on request or from www.financial-ombudsman.org.uk

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